As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.
We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
POSITION SUMMARY
As a Fintech company where Machine Learning (ML) is one of the key drivers of growth, our operations highly rely on machine learning models, from business decisions to customer experiences. Therefore, building and deploying state-of-the-art machine learning systems to drive impact via our data capabilities is key. To guarantee the success of machine learning systems, we need to conduct detailed formulation, extensive experimentation, and transform ML models into high-performance, production-level code. This includes not only implementing sophisticated machine learning algorithms but also robustness monitoring and system logging/alarming. To help with this work, we are hiring a Data Science Contractor. This position will be based in Bengaluru, India, as part of our expanding site location and will be an 8-10 week full-time contract engagement. Ideally, the team would prefer someone based in Bengaluru who can be in the office 2 days a week.
WHAT YOU'LL DO
Collaborate closely with other machine learning engineers and analysts to use and train state-of-the-art ML models for the product use cases assigned.
Understand the key metrics needed for such model evaluations
Do in-depth data analysis to uncover insights and share them with partners
Help in ensuring improvements in our current ML systems via model, data, or experimentation upgrades
Gain hands-on experience with a wide array of technologies, including PyTorch, AWS, Kafka, data bricks, etc
WHAT WE'RE LOOKING FOR
Actively pursuing a Bachelor's, Master's, or PhD in Computer Science, Information Technology, or a related field.
Demonstrate a keen interest in machine learning systems and eagerness to create impact via state-of-the-art data capabilitie.s
Strong understanding of statistical models, familiarity, and in-depth understanding of machine learning and deep learning algorithm,s such as clustering and classification.
Proficient in at least one programming language, familiar with basic data structures and algorithms.
Having big data experience, and familiarity with distributed computation frameworks such as Hadoop, Spark, Hive, etc., is desired but not mandator.y
Equipped with good verbal and written communication skills
Detail-oriented, with a meticulous approach to problem-solving and project execution
Committed to taking ownership of projects, conducting thorough investigations, and driving initiatives to conclusion
#LI-Hybrid
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.
EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.
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What We Do
Earnin’s mission is to build a financial system that works for people. Every year, while Americans wait for their paychecks, more than $1 trillion of their hard-earned money is held up in the pay cycle. As a result, we accumulate over $50 billion in late and overdraft fees and turn to high-interest loans. We seek to eliminate those fees and put money back into workers’ hands.
Our financial system doesn’t work for people. But Earnin does. Earnin is an app that lets people get paid as soon as they leave work, with no fees, interest, or hidden costs. App users can receive their money in their bank account instantly at little or no cost — as we operate on a pay what you choose model. All they need is a bank account and a job that provides direct deposit or uses electronic timesheets.
At Earnin, we’re building the way we think a financial system should work for everyone, not just the people who can afford it. We help people take control of their money and get to a better financial place.
Our goal is not only to provide great products at little or no cost to the people who need them but also to inspire kindness across the financial world and eventually across all industries.





