As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.
We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
Position Summary
We are creating a special internship opportunity for a highly motivated college junior or senior to join our Data team for the summer. This is a cross-functional role: you will be housed within the Data organization and will work closely with our Machine Learning, Growth, and Go-to-Market (GTM) teams. You'll work on real business problems — turning data into actionable insights that directly influence product strategy, user acquisition, and member retention.
This is not a "shadow and observe" internship. You'll own meaningful projects from day one, collaborate with experienced professionals, and be expected to present findings and recommendations to stakeholders across the company. This is a Mountain View-based position requiring in-office work 2 days a week. The Mountain View base compensation range for this internship position is $30-$40 per hour. Our salary ranges are determined by role, level, and location.
What You'll Do
- Analyze user behavior data to identify growth opportunities across the member lifecycle, from acquisition through retention.
- Build and maintain dashboards and reporting tools to track key product and business metrics, working alongside the Growth and ML teams.
- Design, support, and evaluate A/B tests and other experiments to measure the impact of product and marketing initiatives.
- Develop and refine segmentation models, user funnels, and cohort analyses to surface insights that inform GTM strategy.
- Synthesize quantitative findings into clear, compelling recommendations — communicating results to both technical and non-technical stakeholders.
- Contribute to ad-hoc analytical requests that support strategic planning and leadership decision-making.
What We're Looking For
- Currently pursuing a Bachelor's degree (junior or senior standing) in Economics, Statistics, Mathematics, Data Science, Computer Science, or a related quantitative field at an accredited university.
- Strong analytical and problem-solving skills, with the ability to move from raw data to a clear, actionable insight.
- Proficiency in SQL for data extraction and analysis.
- Working knowledge of Python or R for data manipulation and analysis (Pandas, NumPy, Scikit-learn, or equivalent).
- Experience with data visualization tools (Tableau, Power BI, Looker, or similar).
- Excellent written and verbal communication skills; ability to present findings clearly to non-technical audiences.
- Ability to work full-time, on-site in Mountain View, CA.
Preferred:
- Familiarity with A/B testing frameworks and experimentation methodology.
- Prior coursework or project experience in business analytics, financial modeling, or marketing analytics.
- Exposure to growth, product, or GTM concepts (user funnels, LTV, CAC, churn).
- Experience with Excel/Google Sheets for financial or operational modeling.
- Interest in FinTech, consumer finance, or financial inclusion.
Why Join EarnIn This Summer
- Work on products that genuinely improve people's financial lives.
- Hands-on mentorship from experienced Data, ML, and Growth professionals.
- Exposure to the full data-to-decision lifecycle in a fast-moving, consumer-facing FinTech company.
- High-performing interns may be considered for return offers.
#LI-Hybrid
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.
EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.
Skills Required
- Currently pursuing a Bachelor's degree (junior or senior) in a quantitative field
- Strong analytical and problem-solving skills
- Proficiency in SQL for data extraction and analysis
- Working knowledge of Python or R for data manipulation and analysis (Pandas, NumPy, Scikit-learn or equivalent)
- Experience with data visualization tools (Tableau, Power BI, Looker, or similar)
- Excellent written and verbal communication skills
- Ability to work full-time, on-site in Mountain View, CA (hybrid: in-office 2 days/week)
- Familiarity with A/B testing frameworks and experimentation methodology
- Prior coursework or project experience in business analytics, financial modeling, or marketing analytics
- Exposure to growth, product, or GTM concepts (user funnels, LTV, CAC, churn)
- Experience with Excel/Google Sheets for financial or operational modeling
- Interest in FinTech, consumer finance, or financial inclusion
What We Do
Earnin’s mission is to build a financial system that works for people. Every year, while Americans wait for their paychecks, more than $1 trillion of their hard-earned money is held up in the pay cycle. As a result, we accumulate over $50 billion in late and overdraft fees and turn to high-interest loans. We seek to eliminate those fees and put money back into workers’ hands. Our financial system doesn’t work for people. But Earnin does. Earnin is an app that lets people get paid as soon as they leave work, with no fees, interest, or hidden costs. App users can receive their money in their bank account instantly at little or no cost — as we operate on a pay what you choose model. All they need is a bank account and a job that provides direct deposit or uses electronic timesheets. At Earnin, we’re building the way we think a financial system should work for everyone, not just the people who can afford it. We help people take control of their money and get to a better financial place. Our goal is not only to provide great products at little or no cost to the people who need them but also to inspire kindness across the financial world and eventually across all industries.
