Perpay is a certified B Corp and Philadelphia’s most impactful growth-stage startup. We are driven by a mission to significantly improve the financial stability of everyday Americans. For the past decade, we have established strong product-market fit and a profitable, efficient operating model across a suite of products, positioning Perpay as the premier financial partner for consumers with subprime credit.
With over 500,000 customers who have utilized more than $1 billion in spending power, we are at a pivotal moment. We are scaling our operations, building new offerings, and deepening our impact. We are looking for teammates eager to join us on this journey.
Our venture partners include First Round Capital and L Catterton.
Products we’ve built to make an impact:
- Perpay Marketplace: Combines interest-free payments and modern e-commerce to reduce cost of ownership and promote healthy repayment behavior.
- Perpay+: Leverages Marketplace repayment history to help members monitor and build credit with all 3 credit bureaus.
- Perpay Credit Card: Expands access to the flexibility and benefits of a World Mastercard by removing common barriers like high security deposits and low approval odds.
Our team thrives on in-person collaboration, operating from our unique center-city Philadelphia office. This comfortable "home away from home" space offers river views and fosters rapid product development, strong relationships, and career growth. The energy from achieving big wins is palpable here. While we primarily work in the office, we offer sensible flexibility for personal needs, such as sick children or urgent errands, and coordinate official remote weeks around major holidays. If you are passionate about a meaningful mission, collaboration, equity, and generous perks, Perpay is the best place to be in Philadelphia right now.
As an intern at Perpay, your main responsibility is to learn. We understand the value of mentorship and offer students an opportunity to gain real work experience before graduation. In the 10-12 weeks we’ll be together next summer (2026), you will have the opportunity to build data pipelines, design tools and infrastructure needed to analyze large volumes of data and help solve big data warehousing problems. You will have the opportunity to partner with stakeholders to design and implement cutting edge data solutions and synthesize clear takeaways from complex information to drive recommendations to management. In addition to working on projects of real impact, you will have the ability to meet with various business owners to drive personal and professional development and expand your network. All while developing the skills to succeed in a fast-paced tech start-up environment and experiencing and contributing to our unique culture.
Our greatest strength is our people and we’d love for you to be one of them!
What You’ll Bring:- Currently enrolled in or will receive a Master’s in Computer Science, Computer Engineering, Information Management, Information Systems, Mathematics or an equivalent technical discipline with an expected graduation date between winter 2026 – summer 2027
- Experience using SQL for acquiring and transforming data
- Experience with database and / or data warehouse operations
- Exposure to third-party APIs
- Experience with object-oriented programming languages (Python preferred)
Bonus:
- Previous work experience in a technical field
- Exposure to open-source data tooling and cloud computing systems
- Understandings of data types and storage paradigms
Hey, we know not everybody checks all the boxes, so if you’re interested, please apply because you could be just what we’re looking for!
What We’ll Bring For Internship:- Hourly compensation
- Espresso bar, full kitchen, weekly catered lunches, snacks, beverages, & everyday lunch essentials
- One of a kind office with comfortable work/lounge spaces and pleasant riverfront setting
- Opportunity to gain experience at one of the fastest-growing financial startups in the country in both e-commerce & fintech working cross functionally.
- Meaningful compensation and equity
- Premium medical benefits (fully paid base plan, and very reasonable premium for the buy-up option)
- 4% employer 401k match
- Unlimited PTO policy
- Remote weeks around major holidays + extra holiday on weekends like MDW and LDW
- High quality catered lunch by local chefs, 4 days / week
- Gym subsidy
- Paid cell phone + plan
- Student loan repayment program
- Relocation assistance
- Generous team member discounts
This is not a remote opportunity; it is 100% onsite (#LI-Onsite) (#LI-TH1) (#LI-AK1)
Perpay is proud to be an equal opportunity employer. We value diversity in all its forms and are committed to creating an inclusive environment. We do not discriminate on the basis of race, religion, color, national origin, gender identity, sexual orientation, sex (including pregnancy), marital status, political affiliation, age, veteran status, disability status or other non-merit factor. Please contact us at [email protected] to request accommodation.
Skills Required
- Currently enrolled in or will receive a Master's in Computer Science, Computer Engineering, Information Management, Information Systems, Mathematics, or an equivalent technical discipline
- Experience using SQL for acquiring and transforming data
- Experience with database and/or data warehouse operations
- Exposure to third-party APIs
- Experience with object-oriented programming languages (Python preferred)
Perpay Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Perpay and has not been reviewed or approved by Perpay.
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Healthcare Strength — Fully subsidized medical, dental, and vision coverage is offered as a core benefit. This lowers out-of-pocket premiums while providing comprehensive coverage.
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Retirement Support — A 401(k) with company match is included to support long-term savings. This adds a stable, employer-backed retirement component to total rewards.
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Leave & Time Off Breadth — Unlimited PTO and paid parental leave are part of the package. This breadth enables flexibility to manage personal and professional needs when schedules permit.
Perpay Insights
What We Do
Perpay is a FinTech-enabled marketplace making life's purchases accessible through sensible financing.
