This is a data-first, business-impact role where you will:
- Independently analyze transaction and risk data
- Generate insights
- translate those insights into risk rules, system logic, and operational decisions
Key Responsibilities:
- Analyze large-scale transaction datasets using SQL to identify fraud, AML, and compliance risk patterns.
- Translate analytical findings into clear business actions (rule tuning, thresholds, workflows, policy inputs).
- Work with Compliance, Risk, and Product teams to convert regulatory requirements into data logic and system rules.
- Evaluate effectiveness of risk controls using data (alert rates, false positives, precision/recall, conversion impact).
- Design, build, and maintain dashboards and reporting that drive decision-making.
- Perform deep-dive analyses and investigations to support financial crime initiatives.
- Identify gaps and inefficiencies in current processes and recommend data-driven improvements.
- Partner with engineering to implement scalable and auditable decisioning systems.
Requirements:
- 3–6 years of experience in data analytics, risk, fraud, compliance, or financial services.
- Strong proficiency in SQL (mandatory) ability to independently extract, join, and analyze large datasets.
- Proven ability to connect data insights to business decisions and outcomes.
- Experience building dashboards / visualizations (Tableau, Power BI, Looker, or similar).
- Strong analytical thinking with a problem-solving, data-to-decision mindset.
- Ability to work across technical and non-technical stakeholders.
- Experience in fraud detection, AML, or transaction monitoring systems.
- Exposure to rule engines, decision systems, or risk platforms.
- Familiarity with Python (Pandas, NumPy) for data analysis.
- Understanding of experimentation / threshold tuning / performance optimization.
What Success Looks Like:
- You independently query and break down complex datasets without relying on others.
- You move from data → insight → action quickly and clearly.
- You improve risk systems with measurable impact (e.g., reduced false positives, improved detection rates).
- You think in terms of signals, patterns, and system behavior, not just reports.
- You don’t wait for data - you pull it yourself.
- You don’t just present numbers -you recommend actions.
- You can connect data → risk insight → rule/system change → measurable outcome.
- You are comfortable operating across data, business, and system logic.
Skills Required
- 3-6 years of experience in data analytics, risk, fraud, compliance, or financial services
- Strong proficiency in SQL
- Experience building dashboards / visualizations
- Experience in fraud detection, AML, or transaction monitoring systems
- Familiarity with Python for data analysis
Nium Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Nium and has not been reviewed or approved by Nium.
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Fair & Transparent Compensation — Pay is considered market-competitive in certain tech and sales roles and higher‑paying geographies, with upside evident for specific functions and seniority. Signals of strong totals in U.S. engineering/product and top‑end sales support a generally favorable footing.
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Healthcare Strength — Company materials and external listings describe comprehensive health coverage and 24×7 assistance support aligned with a modern fintech package. These elements are positioned as core parts of the global offering.
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Leave & Time Off Breadth — Generous parental leave, standard PTO, and a company‑wide year‑end shutdown expand time‑off support beyond basics. Public career materials and job ads consistently reference these components.
Nium Insights
What We Do
Nium is an advanced payments platform redefining the way consumers and businesses send, spend, and receive funds across borders. Nium’s goal is to make the movement of money seamless through being a universal plug for financial services. The company uses agile, elegant, and modular solutions for complex business problems. Be it an Individual, new-age digital bank, or a traditional industry behemoth, Nium prides itself on creating financial infrastructure for every level of sophistication. Nium’s key solutions: • Pay-ins • Pay-outs • Card issuance • Banking-as-a-service • Crypto-as-a-service We are a global leader in B2B modern money movement • Launched the world’s first global platform for crypto-as-a-service • $280M Funding • Series D • $2B Valuation o 130+M End customers o 190+ Payout markets o 100+ Supported currencies • Named on CB Insight’s Fintech 250 List • Financial Times’ List of Asia-Pacific High-Growth Companies 2021 • Fintech Employer of the Year’ at the 2021 Singapore Fintech Festival • Best B2B Payment Platform’ at the 2021 Future Digital Awards
Why Work With Us
We, at Nium, are on a mission to transform modern money movement. We are driven by our co-created values of "seek the simple", "make it better" and "win it together". These aren't just buzzwords; they're how we do business every day and owned by each and every employee at Nium. We create new rules and new possibilities for a world of open money.
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