The Role
Owns the end-to-end regulatory credit reporting pipeline, including daily submissions, acknowledgements, error resolution, customer disputes, reporting logic, data-quality checks, new-product validation, and coordination with credit bureaus. The role requires strong SQL and BigQuery skills, careful interpretation of technical specifications, investigative data analysis, SLA management, and communication with regulators, customer service teams, and engineers.
Summary Generated by Built In
About Tabby:
Tabby is on a mission to give people power over their money. For too long, financial systems have worked for the institutions that built them, not the people using them. Runaway interest, fine print and limited access have left many behind, feeling shut out of a system that wasn't setting them up for success.
We're building a different kind of system—in a complete money app to send, spend and save. One that's clear, flexible and puts people and businesses in control. Founded in 2019, we serve customers and businesses across Saudi Arabia, the United Arab Emirates and Kuwait. Millions of customers and 65,000 global brands, government services and small businesses rely on us today.
What began as a better way to pay at checkout has grown into a financial system working the way it should have all along.
About the Role:
We report our customers’ repayment behaviour to Al Etihad Credit Bureau (AECB) and Saudi Credit Bureau (SIMAH). That data follows people to every other lender in the country, so getting it right matters to them and to us. This role owns that pipeline end to end: the daily submissions, the logic behind them, the errors that come back, and the disputes customers raise when something looks wrong. You will sit between a regulator and our production data models, and you will be the person who knows how both actually work.
Tabby is on a mission to give people power over their money. For too long, financial systems have worked for the institutions that built them, not the people using them. Runaway interest, fine print and limited access have left many behind, feeling shut out of a system that wasn't setting them up for success.
We're building a different kind of system—in a complete money app to send, spend and save. One that's clear, flexible and puts people and businesses in control. Founded in 2019, we serve customers and businesses across Saudi Arabia, the United Arab Emirates and Kuwait. Millions of customers and 65,000 global brands, government services and small businesses rely on us today.
What began as a better way to pay at checkout has grown into a financial system working the way it should have all along.
About the Role:
We report our customers’ repayment behaviour to Al Etihad Credit Bureau (AECB) and Saudi Credit Bureau (SIMAH). That data follows people to every other lender in the country, so getting it right matters to them and to us. This role owns that pipeline end to end: the daily submissions, the logic behind them, the errors that come back, and the disputes customers raise when something looks wrong. You will sit between a regulator and our production data models, and you will be the person who knows how both actually work.
Key Responsibilities
- Run the daily cycle — submissions, acknowledgements and error reports — and fix errors at the source rather than patching the output.
- Resolve customer disputes within SLA: check the claim against our data, correct or remove the record where it is warranted, and escalate the rest to the right team.
- Own the reporting logic in dbt on BigQuery, along with the exclusion lists and data-quality checks that sit around it.
- Build reporting logic for new products and validate it with Credit Bureau before go-live.
- Tune submission volume and cadence against the Credit Bureau data dictionary.
- Be our point of contact with the Credit Bureau for clarifications, Service Desk tickets and processing capacity.
Skills, Knowledge and Expertise
- Experience as a data, risk or reporting analyst in a lending company or fintech.
- Strong SQL, and real experience working with large datasets in BigQuery.
- The ability to read a technical specification closely and apply it exactly as written.
- An investigative habit: you check the data before you act on a ticket, and you write down what you found.
- Professional English, written and spoken — you will be working with a regulator, customer service teams and engineers.
- Comfort with fixed SLAs, and the patience to work with an external counterparty that moves at its own pace.
Benefits
- We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.
- A working environment that gives you autonomy and responsibility from day one.
- You should be comfortable with the idea that the quality of your work will influence the shape of your career.
- Participation in the company’s employee stock options programme (ESOPs)
- Flexi Perks: A monetary benefit that gives you the freedom to use it as you choose—whether for health and well-being, education and professional development or travel needs!
About
Tabby creates financial freedom in the way people shop, earn and save, by reshaping their relationship with money.The company’s flagship offering allows shoppers to split their payments online and in-store with no interest or fees. Over 32,000 global brands and small businesses, including Amazon, Noon, IKEA and Shein use Tabby to accelerate growth and gain loyal customers by offering easy and flexible payments online and in stores.Tabby has generated over $7 billion in transaction volume for its partner brands and has the highest rated, most reviewed, largest and fastest growing app of any fintech in the GCC region.Tabby launched operations in 2020 and has raised +$1 billion in equity and debt funding from global and regional investors.
Skills Required
- Experience as a data, risk, or reporting analyst in a lending company or fintech
- Strong SQL skills
- Real-world experience working with large datasets in BigQuery
- Ability to interpret technical specifications and apply them exactly
- Investigative approach to validating data and documenting findings
- Professional written and spoken English
- Comfort working with fixed SLAs and external counterparties
Similar Jobs
Get Personalized Job Insights.
Our AI-powered fit analysis compares your resume with a job listing so you know if your skills & experience align.
Success! Refresh the page to see how your skills align with this role.
The Company
What We Do
Tabby is a financial technology company on a mission to create financial freedom by reshaping people's relationship with money through buy now, pay later services, allowing consumers to split purchases into interest-free payments.
