About EarnIn
As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.
We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
Position Summary
Join us in a high-impact role to drive growth at EarnIn. This function plays a critical role in how we use analytics to inform our business & marketing priorities, drive data-backed campaigns, deliver value across the consumer lifecycle and measure performance for future optimizations. You will work closely with our Legal (Compliance, Government Relations, and Legal), Finance and People teams to establish end-to-end funnel measurement & reporting, rigorous testing methodologies, and deployment of critical analytics and reporting tools.
What You’ll Do:
- Work closely with the cross-functional Legal, Compliance and Government relations team to fulfill data requests
- Connect the dots between product operations, consumer experience and data points needed by the L&C team
- Build automations and self serve capability for repeat requests
- Support the team in developing and updating AML (Anti-Money Laundering) policies, including analyzing, suggesting, and reviewing criteria.
- Implement policies in RaaS (risk engine) and ensure alignment across the team.
- Review and update policies post-implementation based on new requirements and add new rules as needed.
- Proactively develop insights that can be leveraged by Government relations and policy team
What We’re Looking For:
- 3+ years experience in analytics/data science in a B2C role
- Expert experience with SQL
- Strong interpersonal skills and can work cross-functionally in team environments
- Ability to establish and maintain excellent processes while allowing for creative thinking and flexibility in ambiguous situations
- Bachelor's, Master’s or PhD degree in an analytical discipline or equivalent industry experience
- Curiosity and passion for deeply understanding analytical problems and translating this to stakeholders
- Prior experience supporting Legal & Compliance teams is a bonus
- Experience in Fintech is a bonus
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team
that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.
EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.
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What We Do
Earnin’s mission is to build a financial system that works for people. Every year, while Americans wait for their paychecks, more than $1 trillion of their hard-earned money is held up in the pay cycle. As a result, we accumulate over $50 billion in late and overdraft fees and turn to high-interest loans. We seek to eliminate those fees and put money back into workers’ hands.
Our financial system doesn’t work for people. But Earnin does. Earnin is an app that lets people get paid as soon as they leave work, with no fees, interest, or hidden costs. App users can receive their money in their bank account instantly at little or no cost — as we operate on a pay what you choose model. All they need is a bank account and a job that provides direct deposit or uses electronic timesheets.
At Earnin, we’re building the way we think a financial system should work for everyone, not just the people who can afford it. We help people take control of their money and get to a better financial place.
Our goal is not only to provide great products at little or no cost to the people who need them but also to inspire kindness across the financial world and eventually across all industries.
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