Credit Management Adviser

Posted 9 Days Ago
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Skipton, North Yorkshire, England
In-Office
33K-33K Annually
Mid level
Fintech • Payments • Financial Services
The Role
The role involves supporting customers experiencing mortgage arrears by providing solutions, managing communications, and ensuring timely processing of related administration tasks.
Summary Generated by Built In

Hours:35 hours per week, working shifts based on the department opening hours of 8am-6pm Mon-Thurs, 8.30-5.30 Friday and Saturday 9am-12pm on rotation (once a month).
This role requires full time head office working for the training period of up to 6 months, hybrid working can be considered dependent on competence and business requirements.

Salary:£33,400 Per Annum

Closing Date:Wed, 5 Nov 2025

The salary for the role is up to £33,400 PA dependent on skills and experience.

Big things are happening in our Homes Business. As we continue to help more people into homes, we're growing our Credit Management Team to ensure our customers receive the support they need - especially during life's more challenging moments.

We're here to help customers navigate financial difficulties and personal changes with empathy and expertise, to find the right solution for them and the Society. If you have a strong mortgage background, are customer obsessed and a passion for helping people, we'd love to hear from you.

You'll receive thorough training and join a team of specialists who are committed to your development and to making a real difference for our customers and the Society.

Who Are We?

Not just another building society. Not just another job.

We're the fourth biggest building society in the UK and what makes us a bit different is that we're a mutual organisation. We don't have shareholders; we're owned by our members.

Our colleagues say Skipton's a great place to work, and you could be one of them, bringing with you new ideas on how we can keep customers at the heart of what we do.

Whatever your background, and whatever your goals, we'll help you take the next step towards a better future.

What’s In It For You?

Skipton values work/life balance and we are proud to support hybrid and flexible working, where possible. We have a newly refurbished head office which offers a vibrant and collaborative working space.

We have a range of other benefits available to you including;

  • Annual discretionary bonus scheme

  • 25 days standard annual leave + bank holidays + rising 1 day per year of service to a maximum of 30 days

  • Holiday trading scheme allowing the ability to buy and sell additional annual leave days

  • Matching employer pension contribution (up to 10% per annum)

  • A commitment to training and development

  • Private medical insurance for all our colleagues

  • 3 paid volunteering days per annum

  • Diverse and inclusive colleague networks available for you to join including our Carers and Pride Alliance groups

  • We care about your health and wellbeing – we provide a range of benefits that support this including cycle to work initiative and discounted gym membership.

What Will You Be Doing?

  • Handling both inbound and outbound calls with a wide range of customers who may be struggling to pay

  • You’ll take individual customers circumstances into consideration, to assess their affordability and provide solutions where appropriate

  • Delivering accurate and timely processing of mortgage arrears administration

  • Mange the delivery of the Litigation and Repossession action through the courts to ensure any actions are appropriate

  • Liaising with Solicitors when further action needs to be taken

  • Identifying customers with vulnerabilities and how we can support them

  • Show empathy in communication with customers situations whilst obtaining the right outcome for both them and the Society

  • Taking payments and direct debit administration

What Do We Need From You?

  • Previous experience in providing excellent customer service

  • Ability to work under pressure in a fast paced environment

  • Effective communication and listening skills

  • General mortgage knowledge and/or experience would be beneficial

Top Skills

Customer Relationship Management Software
Mortgage Systems
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The Company
Manchester
1,963 Employees
Year Founded: 1853

What We Do

Not just another building society. Not just another job.
Imagine how good it would feel to help someone choose the mortgage they’ll use to buy their first home. Or the account they’ll use to save for it. We’ve been helping people make big financial decisions since 1853. It’s why over a million customers trust us as a good place for their money, and why our colleagues say we’re a good place to work.

The Bailey (our head office)
The Bailey is the vibrant hub where you’ll find all our central functions. We’re always looking for new talent because we love hearing new ideas. You can choose from a variety of roles that range from marketing and IT, through to audit, risk, products, digital and more – or maybe you’ll join our lively contact centre team. We’re based in Skipton, just a short train ride from Bradford and Leeds, we’re a stone’s throw from the A65 and have some cracking views of the Yorkshire Dales.

Our network of UK branches
Our branch colleagues are the face of Skipton Building Society. They’re relationship-builders, team workers, great talkers and they’re brilliant at listening too. Everything they do is designed to help customers make the best financial decisions, whether that’s choosing the right kind of savings account or having a full financial review.

The Skipton culture
Happy colleagues mean happy customers. So, when we recruit, we don’t just think about what’s in it for us, we think about what’s in it for you. It’s one of the reasons we’ve been recognised as one of The Times Best Companies to Work for the last 6 years.

Mind, body and spirit
With our colleagues’ support, we’ve created a culture that promotes diversity and inclusion. We understand the rich diversity in our Society, and how harnessing that diversity through effective inclusive practice has profound benefits for individuals, teams and the Society it self. This includes a progressive approach to personal well-being.

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