Credit Trainee

Reposted 4 Days Ago
Be an Early Applicant
Lenexa, KS, USA
In-Office
23-34 Hourly
Entry level
Other • Retail
The Role
Structured one-year trainee program to build foundational credit management skills. Trainees rotate through warehouse, sales, delivery, and branch operations while learning credit evaluation, financial statement analysis, collections strategies, UCC fundamentals, and customer relationship management to prepare for Credit Manager roles.
Summary Generated by Built In

Job Posting:

Since 1953, Ferguson has been a source of quality supplies for a variety of industries. Together We Build Better infrastructure, better homes and better businesses. We exist to make our customers’ complex projects simple, successful, and sustainable. We proactively solve problems, adapt and grow to continuously serve our customers, communities and each other. Ferguson, a Fortune 500 company, is proud to provide best-in-class products, service and capabilities across the following industries: Commercial/Mechanical, Facilities Supply, Fire and Fabrication, HVAC, Industrial, Residential Trade, Residential Building and Remodel, Waterworks and Residential Digital Commerce. Ferguson has approximately 36,000 associates across 1,700 locations. Ferguson is a community of proud associates who operate with the shared purpose of building something meaningful. You will build a career that you are proud of, at a company you can believe in.

Opportunity: Credit Trainee 

Ferguson is seeking a motivated early-career professional to join our Credit team. This role is ideal for individuals with strong initiative, a positive attitude, and a desire to build a career in credit and financial operations. 

Program Overview 

The Credit Trainee Program is a structured, approximately one-year development program designed to build foundational knowledge in credit management and customer service. 

Participants will gain hands-on experience across multiple business functions outside of Credit, including: 

  • Warehouse operations 
  • Sales counters and customer interaction 
  • Delivery logistics 
  • Inside and outside sales 
  • Branch operations 

By the end of the program, trainees will have a practical understanding of trade credit and its role in supporting business growth. 

Core Competencies 

  • Sales process understanding 
  • Credit evaluation and management 
  • Financial Statement Analysis 
  • Collections strategy 
  • Customer and branch relationship management 
  • Secondary security concepts 
  • Uniform Commercial Code (UCC) fundamentals 
  • Enterprise and vendor systems 

Qualifications 

  • 0–3 years of experience post-bachelor’s degree (or equivalent work experience) 
  • Strong interest in a career in credit or financial operations 
  • Excellent communication and interpersonal skills (in-person, phone, and presentations) 
  • Ability to build relationships and work cross-functionally 
  • Comfortable in a fast-paced, customer-facing environment 
  • Team-oriented with a willingness to learn and stay engaged 

Career Path 

This role is the starting point for a career in credit management. Upon completion of the program, associates are prepared for a Credit Manager role, responsible for: 

  • Managing a portfolio of accounts receivable in a specific market and/or business segment 
  • Evaluating and extending credit 
  • Partnering with sales and customers to drive growth 
  • Managing collections and risk 

High-performing Credit Managers may advance to leadership roles, including Area Credit Manager. 

Location & Relocation 

  • Initial training location: Lenexa, KS (~12 months) 
  • Relocation required upon program completion 
  • Relocation assistance provided 
  • Geographic preferences will be considered, with flexibility expected 

At Ferguson, we care for each other. We value our well-being just as much as our hard work. We are committed to a holistic approach towards benefits plans and programs that support the mental, physical and financial well-being of our associates. Our competitive offering not only includes benefits like health, dental, vision, paid time off, life insurance and a 401(k) with a company match, but our associates also enjoy additional meaningful and inclusive enhancements that are adaptable to their diverse situations and needs, including mental health coverage, gender affirming and family building benefits, paid parental leave, associate discounts, community involvement opportunities and more!

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Pay Range:

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$22.60 - $33.89

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Estimated Ranges displayed are Monthly for Salaried roles OR Hourly for all other roles.

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This role is Bonus or Incentive Plan eligible.

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Ferguson complies with all wage regulations. The starting wage may be higher in certain locations based on local or state wage requirements.

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The Company is an equal opportunity employer as well as a government contractor that shall abide by the requirements of 41 CFR 60-300.5(a), which prohibits discrimination against qualified protected Veterans and the requirements of 41 CFR 60-741.5(A), which prohibits discrimination against qualified individuals on the basis of disability.

Ferguson Enterprises, LLC. is an equal employment employer F/M/Disability/Vet/Sexual Orientation/Gender Identity.

Equal Employment Opportunity and Reasonable Accommodation Information

Skills Required

  • 0-3 years of experience post-bachelor's degree or equivalent work experience
  • Strong interest in a career in credit or financial operations
  • Excellent communication and interpersonal skills (in-person, phone, and presentations)
  • Ability to build relationships and work cross-functionally
  • Comfortable in a fast-paced, customer-facing environment
  • Team-oriented with a willingness to learn and stay engaged
  • Sales process understanding
  • Credit evaluation and management
  • Financial statement analysis
  • Collections strategy
  • Customer and branch relationship management
  • Secondary security concepts
  • Uniform Commercial Code (UCC) fundamentals
  • Experience with enterprise and vendor systems

Ferguson Enterprises Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Ferguson Enterprises and has not been reviewed or approved by Ferguson Enterprises.

  • Healthcare Strength Health coverage includes multiple medical plan options with HSA availability and a PPO, plus dental, vision, life, disability, mental health, and family-forming and women’s health support. Feedback suggests these offerings add significant perceived value to the overall package.
  • Retirement Support Retirement programs include a 401(k) with company match and profit-sharing, alongside an employee stock purchase plan and executive deferral options. Feedback suggests these features strengthen long-term financial security.
  • Leave & Time Off Breadth Time-off provisions are wide-ranging, including vacation, sick, holiday, personal, parental, and paid volunteer time. Feedback suggests generous PTO is a key attraction and complements cash compensation.

Ferguson Enterprises Insights

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The Company
HQ: Newport News, VA
17,243 Employees
Year Founded: 1953

What We Do

Ferguson plc (NYSE: FERG; LSE: FERG) is a leading North American value-added distributor providing expertise, solutions, and products from infrastructure, plumbing and appliances to HVAC, fire, fabrication and more. We exist to make our customers’ complex projects simple, successful and sustainable. Ferguson Enterprises, LLC is the largest operating subsidiary of Ferguson plc. For more information on Ferguson plc, please visit www.fergusonplc.com.

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