Credit Support Monitoring Analyst

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Position Title: Credit Support Monitoring Analyst

Business Unit: Credit Risk and Support

Reports to: Supervisor of Credit Support Monitoring

Position Overview:

This position is primarily responsible for reviewing and approving construction draws on Commercial Construction Loans. Other duties may include but are not limited to Construction Portfolio Monitoring and reporting, Intercompany loan fundings, Vendor Management activities and Regulation-O Monitoring.

Primary Responsibilities:

Establish and maintain the funding record for commercial construction loans, to include building the initial construction budget as well as reviewing and approving all subsequent draw requests in a timely manner to avoid any adverse customer impact, identify cost overruns and ensure proper approvals and documentation are in accordance with established policies and procedures to protect the Bank.

Review daily draw reports to ensure that all commercial construction fundings were properly approved in accordance with established Bank practices. Prepare and document all required information to be reviewer during the quarterly Construction Meeting. Generate monthly reports from the BUILT system to support analysis on the Commercial Construction portfolio.

Support the regulation-O Officer by running and maintaining various reports used to make sure the Bank meets all regulatory requirements. Change and maintain system coding to properly identify Reg-O accounts, review annual Reg-O questionnaires and update the Reg-O list of insiders in accordance with the information provided by the insiders.

Review and approve funding requests for Bank Capital Services Draws ensuring timely approvals to provide critical funding for Corporate Finance Department functions.

Maintain up to date Commercial Construction Vendor information in accordance with Vendor Management Policies and procedures, ensuring all documentation is submitted in a timely fashion to meet all established requirements.

Performs other related duties and projects as assigned.

All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation’s risk management program. F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines.  Compliance with regulatory laws and company procedures is a required component of all position descriptions.

Minimum Level of Education Required to Perform the Primary Responsibilities of this Position:

BA or BS

Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position:

5

Skills Required to Perform the Primary Responsibilities of this Position:

Excellent project management skills 

Excellent communication skills, both written and verbal

Excellent organizational, analytical and interpersonal skills

Excellent customer service skills

Ability to use a personal computer and job-related software

MS Word - Basic Level

MS Excel - Intermediate Level

MS PowerPoint - Basic Level

Licensures/Certifications Required to Perform the Primary Responsibilities of this Position:

N/A

Physical Requirements or Work Conditions Beyond Traditional Office Work:

N/A

Equal Employment Opportunity (EEO):

It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace.

FNB will not provide sponsorship for employment-based visas for this position; only candidates who are legally authorized to work in the U.S. will be considered.