Credit Stress Testing Analytics Manager

Posted 12 Hours Ago
Be an Early Applicant
4 Locations
In-Office
Senior level
Fintech • Payments • Financial Services
The Role
Model credit macroeconomic and climate scenario projections for stress testing and capital planning. Develop models to project impairments and credit RWAs, apply adjustments and management judgement, produce analysis and MI, prepare presentation materials, engage stakeholders and regulators, and maintain controls and documentation.
Summary Generated by Built In

Join us as a Credit Stress Testing Analytics Manager

  • Take on a pivotal role in our Finance function, in which you’ll be modelling credit projections for stress testing, capital planning and strategy setting purposes
  • You’ll enjoy extensive visibility at a senior level within the bank and with executives and regulators
  • It’s an opportunity to further your career by working with senior stakeholders and enhance your technical skills and knowledge of the business in a fast paced environment
  • You'll work from home some of the time, and from the office at least twice a week 

What you'll do

We’ll look to you to model credit macroeconomic and climate scenario projections, ensuring a high standard of accuracy and adherence to controls in line with given time scales. You’ll be providing comprehensive supporting analysis and MI to explain scenario projections in the context of the given scenario, other inputs, models, methodology and assumptions, while engaging with stakeholders and experts from the business areas, Risk, Audit, and other functions to provide business insights and analysis in a timely manner.

Other key aspects of your role will involve:

  • Developing and implementing the models needed to project impairments and credit risk weighted assets
  • Developing adjustments to modelled outputs to address model weaknesses and limitations or apply management judgement
  • Preparing detailed, high quality presentation materials for review and challenge purposes, and presenting modelling results to stakeholders
  • Producing ad hoc insights or analysis, as needed by the business or regulators, to help interpret and use stress testing results and scenario projections
  • Providing accurate evidence and documentation to help complete controls for the credit risk scenario projections process on time

The skills you'll need

To join us in this role, you’ll need knowledge of credit or financial risk management and measurement, with strong technical and communication skills. We’ll also look for you to have significant experience of credit risk analysis or modelling in a retail or wholesale banking environment, and a thorough understanding of stress testing requirements and the process, models, methodology and controls for generating credit risk scenario projections.

You should also hold a degree in a quantitative discipline such as Mathematics, Statistics, Econometrics or Economics preferably to PhD or post graduate level or with additional professional qualifications, such as a CFA or FRM.

As well as this, you’ll demonstrate:

  • Strong data handling and analysis skills, including programming in Python
  • An excellent understanding of the relevant capital requirements regulations and financial accounting standards (IFRS 9)
  • An organised approach with the ability to manage projects and work effectively to deadlines
  • Excellent attention to detail

Hours

35

Job Posting Closing Date:

22/06/2026

Ways of Working:Hybrid

Skills Required

  • Knowledge of credit or financial risk management and measurement
  • Significant experience of credit risk analysis or modelling in retail or wholesale banking
  • Thorough understanding of stress testing requirements, models, methodology and controls
  • Degree in a quantitative discipline such as Mathematics, Statistics, Econometrics or Economics (postgraduate or PhD preferred)
  • Professional qualifications such as CFA or FRM
  • Strong data handling and analysis skills, including programming in Python
  • Excellent understanding of relevant capital requirements regulations and financial accounting standards (IFRS 9)
  • Organised approach with ability to manage projects and meet deadlines
  • Excellent attention to detail

NatWest Group Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about NatWest Group and has not been reviewed or approved by NatWest Group.

  • Flexible Benefits A flexible ValueAccount structure with pension and benefit funding allows tailoring of health, protection, lifestyle, and savings options, with unused amounts typically paid as cash. This flexibility supports personalisation of coverage, particularly in Great Britain where the framework is most detailed.
  • Retirement Support Employer-funded pension contributions are provided on top of salary in Great Britain, alongside automatic retirement enrollment and share/save programs. This creates structured long‑term wealth support as part of total reward.
  • Parental & Family Support UK policies outline extended maternity, adoption and equal partner leave on full pay with a phased return, plus paid neonatal care leave. These provisions are positioned as market‑leading and complement broader flexibility resources.

NatWest Group Insights

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The Company
HQ: Bengaluru, Karnataka
40,000 Employees
Year Founded: 1970

What We Do

We’re a business that understands when our customers and people succeed, our communities succeed, and our economy thrives. As part of our purpose, we’re looking at how we can drive change for our communities in enterprise, learning and climate. As one of the leading supporters of UK business, we’re prioritising enterprise as a force of change. We’re focusing on the people and communities who have traditionally faced the highest barriers to entry and figuring out ways to remove these. Learning is also key to our continued growth as a company in an ever changing and increasingly digital world. By setting a dynamic and leading learning culture, our people prosper, and our customers are given the tools to continue to improve their financial capability and confidence. One of the biggest challenges we all face in our future is climate change. That’s why we’ve put it right at the core of our purpose. We want to champion climate solutions with financing and entrepreneurial support, fully embed climate into our culture and decision making, and be climate positive by 2025. We’re committed to using our purpose to break down barriers, drive change and ultimately create a great place to work.

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