Citibank, N.A. seeks a Credit Risk Senior Analyst for its Irving, Texas location.
Duties: Conduct fundamental credit analysis using quantitative and qualitative factors to assess the financial strength of clients. Ensure appropriate regulatory classification, minimize net credit losses, and identify emerging areas of concerns for covered portfolio. Work with Independent Risk team to support accountable credit approval decisioning. Analyze new and existing credit requests, and process the underwriting workflow, including pre-screening, amendments and extensions, annual reviews, and diligence related to other credit requests. Financial statements analysis. Perform company performance analysis. Responsible for loan documentation process of new transactions, amendments, and modifications. Coordinate with internal partners and outside legal counsel to ensure that credit approval terms and conditions are appropriately represented in closing documents. Industry reports analysis. Conduct client calls on portfolio clients and select new to bank opportunities with Relationship Manager. Recommend changes to improve existing processes to achieve greater efficiency and controls. A telecommuting/hybrid work schedule may be permitted within a commutable distance from the worksite, in accordance with Citi policies and protocols.
Requirements: Requires a Master’s degree, or foreign equivalent, in Finance, Accounting, Mathematical Finance, or related field and 2 years of experience as a Credit Portfolio Analyst, Credit Risk Analyst, Accountant, Graduate Teaching & Research Assistant or related position involving credit risk analysis and controls in the global financial services industry. Alternatively, employer will accept a Bachelor’s degree in the stated fields and 5 years of the specified progressive, post-baccalaureate experience. 2 years of experience must include: Credit risk assessment; Financial statements analysis; Company performance analysis; Industry reports analysis; Portfolio management; Stress testing; and Accounting principles. Up to 5% domestic travel required. Applicants submit resumes at https://jobs.citi.com/. Please reference Job ID #25857459. EO Employer.
Wage Range: $125,632 to $125,632
Job Family Group: Risk Management
Job Family: Credit Decisions
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Time Type:
Full time
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Primary Location:
Irving Texas United States
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Primary Location Full Time Salary Range:
In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
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Anticipated Posting Close Date:
Jun 10, 2025
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Healthcare Strength — Benefits coverage is positioned as comprehensive, including health, dental, and vision insurance plus on-site clinics, prescription drug support, and disability coverage. Family-building support such as fertility assistance is described as a notable differentiator within the overall package.
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Retirement Support — Retirement benefits are framed as strong, highlighted by a 401(k) with matching and additional plan options like a Roth 401(k). Financial support is reinforced through discounts and broader financial guidance resources tied to the benefits ecosystem.
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Wellbeing & Lifestyle Benefits — Wellbeing support extends beyond insurance through programs like an Employee Assistance Program, counseling/legal resources, and gym or wellness reimbursement. These offerings increase the perceived total rewards value even when cash compensation sentiment varies by role.
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