LenDenClub

Credit Risk Manager - (M2)

Posted 2 Days Ago

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Mumbai, Maharashtra, IND

In-Office

Mid level

Financial Services

The Role

Own day-to-day portfolio risk management across lending products. Responsibilities include framing and refining credit policies, monitoring portfolio performance, identifying emerging risks, supporting credit initiatives, coordinating cross-functional stakeholders, and documenting underwriting decisions and process changes for audit and governance.

Summary Generated by Built In

About VARTIS Platforms (Formerly known as LenDenClub Techserve Pvt. Ltd.)

At VARTIS Platforms, we are a corporate group on a mission to democratize credit access and empower millions of people through cutting-edge technology. We focus on building trust and convenience, leveraging AI to drive the information revolution for smarter risk management and operational efficiency. VARTIS Platforms is profitable, rapidly scaling, and industry-recognised. Our impact has been acknowledged with top honours, including being awarded as the Best Fintech Provider by Financial Express, a testament to our product excellence, customer experience, and leadership in regulated financial technology.

Our portfolio includes:

● LenDenClub: An RBI-licensed P2P marketplace that connects borrowers with lenders in a seamless digital ecosystem.

● InstaMoney: Instant digital loans that enable quick, secure, and accessible financial support.

● Tijorie: India’s next-gen digital vault for wealth preservation, starting with 100% pure, insured 24K digital gold.

● InstaVyapaar: A structured working capital platform built exclusively for QR active kirana stores, pharmacies, and small retailers.

Purpose of the Role

Own day-to-day portfolio risk management across LendenClub's lending products Framing policies and translating them into consistent, high-quality execution

Key Responsibilities

• Frame and refine credit policy across lending products and Monitor portfolio performance indicators and flag emerging risk trends and mitigation

• Support rollout of new credit and risk initiatives

• Coordinate with cross-functional stakeholders

• Maintain documentation of underwriting decisions, exceptions, and process changes for audit and governance purposes

Qualifications

• MBA or MBA Tech preferred

• 2-3 years of experience in credit underwriting or risk management, preferably in NBFC/fintech lending

• Strong analytical judgment and team collaboration skills

• Comfort working with data-driven decisioning tools and evolving credit tech stacks

• Ability to work in a fast paced environment and agile environments

Skills Required

MBA or MBA Tech
2-3 years of experience in credit underwriting or risk management, preferably in NBFC or fintech lending
Strong analytical judgment and team collaboration skills
Comfort working with data-driven decisioning tools and evolving credit technology stacks
Ability to work in a fast-paced and agile environment

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The Company

Mumbai, Maharashtra

216 Employees

Year Founded: 2015

What We Do

LenDenClub is a leading Peer-to-Peer (P2P) Lending platform that provides an alternate investment opportunity to investors or lenders looking for high returns with creditworthy borrowers looking for short-term personal loans. With 20lakh+ investors on board, LenDenClub has become a one-stop investment solution. LenDenClub’s FMPP has delivered returns above 11% p.a. to its investors in the past 3 months. It is a preferred alternative investment avenue over traditional asset classes. Moreover, it is safeguarded by market volatility and inflation. Therefore, investing with LenDenClub is a great way to diversify your investment portfolio. P2P investment is subject to risks. And investment decisions taken by a lender on the basis of this information are at the discretion of the lender, and LenDenClub does not guarantee that the loan amount will be recovered from the borrower.