Details of the Division and Team:
Analyst within the Credit Risk Management with responsibilities of managing a portfolio comprising of Corporates, Banks, Insurance Companies, Mutual Funds etc.
In addition to managing an assigned portfolio of clients, the candidate is also expected to support the bank on regulatory and related portfolio reporting activities and other tasks connected with the overall credit risk management.
What we will offer you:
A healthy, engaged and well-supported workforce is better equipped to do their best work and, more importantly, enjoy their lives inside and outside the workplace. That’s why we are committed to providing an environment with your development and wellbeing at its center.
You can expect:
- Flexible work arrangement
- Corporate group insurance
- EAP – free and confidential counseling, online work-life resources
- Comprehensive leave benefits
Your key responsibilities:
- Approval of Counterparty Credit Exposure limits for Transaction Banking products and FX Hedging / Derivative products. Specific transaction level approvals for structured products.
- Writing Credit Reports, assigning internal Credit Rating for clients, based on industry, business and financial analysis, including projections
- Monitoring performance of companies & sectors on real-time basis, making suitable changes in ratings / limits to reflect any changes in risk level
- Ensuring effective utilization of Bank’s capital at Client level. For non-remunerative relationships, work with Relationship team to derive strategy that could include exit or pricing revision
- Providing regular MIS to senior management on portfolio composition and status of accounts
- Support portfolio management related activities including system related tasks as per the global credit policies of the bank.
- Ensuring regulatory reporting for Credit Risk Management team in line with the Bank Negara Malaysia
- Providing RISCO approvals, local endorsements of MNC clients
- Ensuring satisfactory outcome of internal asset quality review and regulatory audits
Your skills and experience:
- Post graduate level qualifications and business/finance major (e.g.CA / CWA / MBA / FRM).
- Experience of 1-2 years in credit risk management in wholesale banking from reputed financial house, including analysis, approval / recommendation of transactions and portfolio responsibilities
- Basic understanding of key products – financings, trade finance and global markets (fx/rates/commodities)
- Strong technical & analytic skills, risk judgment.
- Strong written and verbal communication skills
- Proven ability to make time sensitive credit decisions
- Proven ability to leverage AI tools to enhance productivity, optimise workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs.
How we’ll support you:
- Flexible working to assist you balance your personal priorities
- Coaching and support from experts in your team
- A culture of continuous learning to aid progression
- A range of flexible benefits that you can tailor to suit your needs
- Training and development to help you excel in your career
About us and our teams:
Deutsche Bank is the leading German bank with strong European roots and a global network. click here to see what we do.
Deutsche Bank & Diversity
We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.
Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.
We welcome applications from all people and promote a positive, fair and inclusive work environment.
Skills Required
- Postgraduate qualification with a business or finance major, such as CA, CWA, MBA, or FRM
- 1–2 years of credit risk management experience in wholesale banking at a reputable financial institution
- Experience analyzing, approving, or recommending transactions and managing credit portfolios
- Basic understanding of financing, trade finance, and global markets products, including FX, rates, and commodities
- Strong technical and analytical skills
- Strong risk judgment
- Strong written and verbal communication skills
- Ability to make time-sensitive credit decisions
- Ability to use AI tools productively and responsibly while applying critical judgment to data and AI outputs
Deutsche Bank Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Deutsche Bank and has not been reviewed or approved by Deutsche Bank.
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Healthcare Strength — Health coverage is positioned as comprehensive, spanning multiple medical plan options along with dental, vision, prescription coverage, life insurance, and disability protection.
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Leave & Time Off Breadth — Time away is described as generous, including annual leave, sick leave, public holidays, wellbeing leave, volunteering leave in some regions, and expanded bereavement leave in certain locations.
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Retirement Support — Retirement support is presented as a matched savings plan (401(k)), reinforcing longer-term financial security as part of the rewards package.
Deutsche Bank Insights
What We Do
At Deutsche Bank, we give original thinkers the space and support they need to shine. Merging local knowledge with global vision, in-depth insight with industry-leading digital expertise, if you’re an innovator by nature, we can help you to unleash your potential. We see things differently at Deutsche Bank – and we’re proud of our fresh perspective. Today, we’re driving growth through our strong client franchise, investing heavily in digital technologies, prioritising long-term success over short term gains, and serving society with ambition and integrity. Wherever your interests lie – in investment banking, trading, private wealth, asset management, retail banking - or many of the infrastructure functions that support them – you’ll discover resources, training and opportunities designed to keep you ahead of the curve. Intelligence has no boundaries: we welcome high-achieving, talented individuals from any background. If you’re full of imagination, enjoy solving problems and respond positively to complex challenges, discover a career to look forward to and join us!
