At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.
Job DescriptionAbout the CRA Team
We are a highly dynamic and talented team which delivers on our mission through four pillars: Customer, Process, Talent, and Data.
Vision | We create the future of credit risk management through data, analytics, and risk process innovation for our customers.
Mission | We deliver data-driven information solutions to protect our stakeholders and inform the most significant financial decisions in the bank.
Values | In addition to U.S. Bank core values, we prioritize collaboration, integrity, simplicity, and continuous learning.
About the Role
In this role, you will serve as a senior individual contributor helping transform wholesale credit risk reporting and analytics for Credit Risk Management (CRM). You will partner closely with Credit Strategy, portfolio risk managers, and subject matter experts to deliver insights that support strategic decision-making across areas such as internal risk limits, credit concentrations, risk rating trends, portfolio monitoring, and broader credit risk management activities.
Responsibilities include gathering and translating business requirements into reporting and analytical solutions, leading reporting transformation initiatives, and establishing reliable, scalable, and standardized processes. You will leverage tools such as SQL, Power BI, Power Apps, and Power Automate to modernize reporting capabilities, improve data accessibility, and deliver actionable risk insights.
Success in this role requires strong analytical skills, credit risk knowledge, and the ability to influence outcomes through expertise, collaboration, and data-driven recommendations.
Key Activities
Partner with Credit Strategy and portfolio risk managers to design, enhance, and productionalize credit risk reporting and analytics for wholesale portfolios.
Deliver reporting and analytical solutions that support internal risk limits, concentration risk monitoring, risk rating oversight, and portfolio management activities.
Identify, design, and execute opportunities to improve reporting efficiency, automation, and data quality.
Translate complex business requirements into scalable dashboards, datasets, and reporting processes.
Collaborate with technology, data management, and risk teams to implement sustainable reporting solutions and resolve data-related issues.
Develop executive-level reporting and insights that inform risk management and strategic decision-making.
Core Competencies:
Wholesale Credit Risk Knowledge
Credit Portfolio Analytics
Data Visualization & Storytelling
Process Improvement & Automation
Power BI Development
SQL/Python Programming
Risk Reporting & Governance
Stakeholder Management & Influence
Basic Qualifications
Bachelor's degree, or equivalent work experience
Typically more than eight years of applicable experience
Preferred Skills
Strong experience with Power BI, Power Automate, and Power Apps
Strong knowledge of credit risk management concepts in wholesale lending
10+ years of experience using SQL, Python, or similar analytical programming languages.
Experience building complex analytical dashboards and executive reporting solutions.
Ability to independently manage multiple priorities and drive reporting transformation initiatives.
Strong collaboration and communication skills across risk, strategy, technology, and data management teams.
Extensive analytical and problem-solving skills to investigate, remediate, and improve reporting and data processes.
Ability to synthesize complex information into clear, actionable insights for senior leaders.
*This role requires working from a U.S. Bank location three (3) or more days per week.
**We are hiring in the following locations:
Denver, CO
Minneapolis, MN
Charlotte, NC
Cincinnati, OH
Irving, TX
If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.
Benefits:
Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Review our full benefits available by employment status here.
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $111,605.00 - $131,300.00U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Posting may be closed earlier due to high volume of applicants.
Skills Required
- Bachelor's degree or equivalent work experience
- Typically more than eight years of applicable experience
- Strong experience with Power BI, Power Automate, and Power Apps
- Strong knowledge of wholesale lending credit risk management concepts
- 10+ years of experience using SQL, Python, or similar analytical programming languages
- Experience building complex analytical dashboards and executive reporting solutions
- Ability to independently manage multiple priorities and drive reporting transformation initiatives
- Strong collaboration and communication skills across risk, strategy, technology, and data management teams
- Extensive analytical and problem-solving skills to investigate, remediate, and improve reporting and data processes
- Ability to synthesize complex information into clear, actionable insights for senior leaders
- Ability to work from a U.S. Bank location three or more days per week
US Bank Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about US Bank and has not been reviewed or approved by US Bank.
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Retirement Support — The package pairs a pension with a matched 401(k), strengthening long‑term financial security. Retirement programs and other financial safeguards are presented as comprehensive.
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Leave & Time Off Breadth — Paid vacation, sick time, numerous holidays, and dedicated volunteer hours provide meaningful time away. Additional time off with tenure and options to expand PTO bolster flexibility.
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Healthcare Strength — Medical, dental, and vision coverage with HSA/FSA options and wellness resources are described as robust. Health insurance is characterized as top‑notch in multiple descriptions.
US Bank Insights
What We Do
We believe in putting people first, and our dedication to making ethical decisions and doing the right thing is at the heart of what we do. We're proud to be named by Ethisphere as a 2018 World's Most Ethical Company.
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