Credit Risk Associate, Scorecards, Credit and Risk Solutions

Grade Level (for internal use):

The Role: Credit Risk Associate, Scorecards, Credit and Risk Solutions

The Team:

The Scorecard team delivers credit risk management services to clients including analytical support, training and credit risk assessments. The team applies regulatory-compliant and industry best practices for development and enhancement of internal rating systems.

The Impact:

S&P Global Market Intelligence’s Scorecards business is a high growth, high margin global business of innovative analytics. Scorecards are used globally by credit sensitive institution as internal rating systems for capital and impairments calculations, risk management (origination and monitoring), pricing and investment decisions.

What’s in it for you:

The Associate work within a high achiever environment that will provide him/her with direct exposure to risk managers, investment managers and other credit analytics professionals at top financial institutions. He/ She will have the opportunity to consolidate his/her credit analytical skills across asset classes and to participate in high profile innovation projects.

Responsibilities:

• Participate in Scorecards delivery projects in ASEAN
• Facilitate the growth of our Scorecards business in the region by actively engaging in the sales process with our commercial team
• Deliver credit risk management services to clients including training and credit risk analysis and related advisory services
• Engage directly with clients and provide credit analytical support
• Proactively support teams within ASEAN to enable seamless and timely delivery to our clients
• Keep abreast of market, industry and regulatory developments such as Basel II/III/IV, CECL, IFRS9 that affect existing service offerings and new service offerings
• Participate in product new developments and enhancements to address regional markets and regulatory needs - this involves collecting and analyzing credit information (both data and research) for probability of default (PD) and loss given default (LGD) models
• Contribute to marketing materials and outreach efforts

What We’re Looking For:

Basic Qualifications:

• 2 to 4 years of relevant experience in credit risk analysis (rating agency, large bank, investing institution) and/or solid consultative pre-sales, credit risk advisory background (leading consulting firms).
• Excellent verbal and written communication skills in English; other East/Southeast Asian languages desired
• Excellent ability to operate efficiently and collaboratively across teams.
• Strong presentation skills in analytical and business development environments.

Preferred Qualifications:

• Top of class MBA/PGDBA, CA, MSc Finance, CFA or CPA.
• Robust project management. Ability to prioritize, take initiative and self-manage time to ensure timely delivery of multiple projects.
• Demonstrated effective communications skills.
• Superior interpersonal, consulting, analytical and problem-solving abilities.
• Strong customer service orientation, and confidence in interacting with clients at all levels.
• Team-oriented, innovative high achiever with a record of consistently exceeding expectations.
• Ability to work independently under tight deadlines to consistently produce high quality work including written reports, credit analysis results and interim deliverables, with full ownership and accountability.
• Strong analytical and Excel skills.
• ESG, Climate Risk knowledge from a credit risk perspective, investing or modelling desirable.

About S&P Global Market Intelligence
At S&P Global Market Intelligence, a division of S&P Global we understand the importance of accurate, deep and insightful information. Our team of experts delivers unrivaled insights and leading data and technology solutions, partnering with customers to expand their perspective, operate with confidence, and make decisions with conviction.
For more information, visit www.spglobal.com/marketintelligence.

What’s In It For You?

Our Purpose:

Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technology–the right combination can unlock possibility and change the world.
Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence®, pinpointing risks and opening possibilities. We Accelerate Progress.

Our People:

We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all.
From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We’re constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference.

Our Values:
 

Integrity, Discovery, Partnership

At S&P Global, we focus on Powering Global Markets. Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals.
Benefits:

We take care of you, so you can take care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global.
Our benefits include: 

• Health & Wellness: Health care coverage designed for the mind and body.

• Flexible Downtime: Generous time off helps keep you energized for your time on.

• Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.

• Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs.

• Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families.

• Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference.

For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries

Global Hiring and Opportunity at S&P Global:

At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets.