With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.
Job Summary
Step into a role where your analytical expertise directly shapes the success of the Home Loans portfolio. As a Credit Risk Analyst (AVP), you will work with large datasets, influence acquisition strategies, and provide insights that guide critical decisions across the business. This role is ideal for a data‑driven professional who wants to grow, lead with analytics, and make a measurable impact.Job Description
- You will shape acquisition strategies using data‑driven insights.
- Your work will influence business decisions across key Home Loans functions.
- You’ll gain exposure to end‑to‑end strategy design, testing, and implementation.
- The role strengthens your SAS, analytics, and credit risk capabilities — all highly sought in the market.
- You’ll collaborate with multiple teams, expanding both your technical and business understanding.
- Develop and refine data‑driven credit acquisition strategies.
- Analyse large datasets using SAS to identify trends and opportunities.
- Partner with Sales, IT, Collections, Finance, and other Risk teams.
- Support new product assessments and strategy improvements.
- Conduct UAT and monitor post‑implementation outcomes.
- Produce monthly MI with clear commentary and recommendations.
- Strengthen risk‑based metrics and ensure reporting accuracy.
- Present findings to both technical and non‑technical audiences.
- Ensure alignment and sign‑off on strategy changes.
- Investigate escalated customer complaints related to Home Loans decisions.
- Provide clear and timely outcomes.
- Degree in Business, Maths, Stats, Risk Management, or similar.
- 3+ years experience analysing large datasets using SAS.
- Strong understanding of credit risk principles.
- Advanced MS Office skills.
- Experience with SDLC, UAT, or project work is beneficial.
- Strong analytical, communication, and problem‑solving skills.
If you enjoy turning data into strategy, influencing decisions, and working across different areas of the business, this role offers the platform and visibility to elevate your career at AVP level.
Education
Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)Absa Bank Limited is an equal opportunity, affirmative action employer. In compliance with the Employment Equity Act 55 of 1998, preference will be given to suitable candidates from designated groups whose appointments will contribute towards achievement of equitable demographic representation of our workforce profile and add to the diversity of the Bank.
Absa Bank Limited reserves the right not to make an appointment to the post as advertised
Top Skills
What We Do
Absa Group Limited (Absa) has forged a new way of getting things done, driven by bravery and passion, with the readiness to realise growth on the African continent and beyond. We’re a truly African brand, inspired by the people we serve in Botswana, Ghana, Kenya, Mauritius, Mozambique, Seychelles, South Africa, Tanzania, Uganda, and Zambia. We also have representative offices in China, Namibia, Nigeria and the United States, as well as securities entities in the United Kingdom and the United States, along with technology support colleagues in the Czech Republic.
