The Role
Reviews SME loan applications, assesses borrower creditworthiness and repayment capacity, identifies credit risks, and recommends decisions according to underwriting policies. The role monitors portfolio performance, coordinates with field verification and risk teams, ensures complete documentation, maintains accurate records, and supports process improvements while balancing business growth with portfolio quality.
Summary Generated by Built In
The Credit Risk Analyst will be responsible for reviewing and analyzing SME loan applications to deliver accurate credit decisions in line with established credit policies and underwriting standards. The ideal candidate must possess strong analytical skills and prior experience in loan assessment and risk evaluation.
Key Responsibilities
Requirements
• 3 - 5 years experience in loan underwriting, credit analysis, or related role
• Prior experience performing similar functions is required
• Experience in the banking or financial services industry is an added advantage
• Excellent communication, documentation and reporting skills
• Great knowledge of risk control and a good sense of industry research.
The role will involve analyzing loan applications, identifying potential credit risks, monitoring portfolio performance, and supporting the business in making sound lending decisions while maintaining a balance between business growth and portfolio quality.
Key Responsibilities
- Review and analyze loan applications and supporting documents
- Assess borrowers’ creditworthiness and repayment capacity
- Make recommendations in line with credit policy and underwriting standards
- Liaise with Field Verification Officers and Risk Team on loan-related issues
- Ensure accuracy and completeness of loan documentation
- Maintain proper records and support process improvement initiatives
Requirements
• 3 - 5 years experience in loan underwriting, credit analysis, or related role
• Prior experience performing similar functions is required
• Experience in the banking or financial services industry is an added advantage
• Excellent communication, documentation and reporting skills
• Great knowledge of risk control and a good sense of industry research.
Skills Required
- Minimum of 3 years of experience in loan underwriting, credit analysis, or a related role
- Prior experience performing similar credit risk or loan assessment functions
- Excellent communication, documentation, and reporting skills
- Strong knowledge of risk control and industry research
- Experience in banking or financial services
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The Company
What We Do
PalmPay is building the financial superapp for Africa
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