The Role
Review and analyze SME loan applications, assess borrower creditworthiness and repayment capacity, recommend decisions per credit policy, ensure documentation accuracy, monitor portfolio performance, liaise with field verification and risk teams, and support process improvements to balance growth and portfolio quality.
Summary Generated by Built In
The Credit Risk Analyst will be responsible for reviewing and analyzing SME loan applications to deliver accurate credit decisions in line with established credit policies and underwriting standards. The ideal candidate must possess strong analytical skills and prior experience in loan assessment and risk evaluation.
Key Responsibilities
Requirements
• Minimum of 2 years experience in loan underwriting, credit analysis, or related role
• Prior experience performing similar functions is required
• Experience in the banking or financial services industry is an added advantage
• Excellent communication, documentation and reporting skills
• Great knowledge of risk control and a good sense of industry research.
The role will involve analyzing loan applications, identifying potential credit risks, monitoring portfolio performance, and supporting the business in making sound lending decisions while maintaining a balance between business growth and portfolio quality.
Key Responsibilities
- Review and analyze loan applications and supporting documents
- Assess borrowers’ creditworthiness and repayment capacity
- Make recommendations in line with credit policy and underwriting standards
- Liaise with Field Verification Officers and Risk Team on loan-related issues
- Ensure accuracy and completeness of loan documentation
- Maintain proper records and support process improvement initiatives
Requirements
• Minimum of 2 years experience in loan underwriting, credit analysis, or related role
• Prior experience performing similar functions is required
• Experience in the banking or financial services industry is an added advantage
• Excellent communication, documentation and reporting skills
• Great knowledge of risk control and a good sense of industry research.
Skills Required
- Minimum of 2 years experience in loan underwriting, credit analysis, or related role
- Prior experience performing similar functions
- Experience in the banking or financial services industry
- Excellent communication, documentation and reporting skills
- Knowledge of risk control and industry research
Am I A Good Fit?
Get Personalized Job Insights.
Our AI-powered fit analysis compares your resume with a job listing so you know if your skills & experience align.
Success! Refresh the page to see how your skills align with this role.
The Company
What We Do
PalmPay is building the financial superapp for Africa
