Join our Credit Review team and make a meaningful impact by helping us maintain strong credit quality across Wealth Management - Mortgage, Consumer and Community Banking and International Consumer portfolios. You’ll work with talented colleagues and business partners, gaining visibility to management while advancing your expertise in credit risk.
As a Credit Review Vice President within our Internal Audit Team, you will lead and execute periodic credit reviews, guide team members in evaluating retail loan transactions, and provide independent opinions on underwriting analysis and credit management processes. You’ll monitor credit risk trends, attend key meetings, and build relationships with stakeholders responsible for credit approval. This role offers the opportunity to shape credit quality and support firmwide standards.
Job Responsibilities
- Lead credit review teams as reviewer-in-charge, chairing planning, kick-off, findings presentation, and closing meetings
- Coordinate team assignments, define project scope, evaluate credit risk controls, and communicate with management
- Review and assess findings, recommend corrective actions, write reports, and archive documents
- Participate in credit review assignments by preparing financial analyses and risk assessments
- Evaluate credit underwriting quality, record findings, and engage in review meetings
- Perform continuous monitoring of assigned portfolios and participate in portfolio review meetings
- Serve as an information resource on retail credit risk and policy
- Partner with Business and Credit Risk Management stakeholders to establish strong working relationships while maintaining independence
- Ensure consistent application of firmwide Risk Policy and Credit Review Policies and Procedures
- Advance the use of data analytics within the Credit Review function
- Complete special projects and research as assigned by the Credit Review Director
Required Qualifications, Capabilities, and Skills
- Experienced credit professional with minimum 10 years of credit experience
- Bachelor’s degree in Accounting, Finance, Economics, or related discipline
- Demonstrated understanding of retail credit principles and strong analytical skills
- Excellent verbal and written communication and interpersonal skills, with ability to present complex and sensitive issues to management
- Enthusiastic, self-motivated, effective in a dynamic fast-paced environment, and willing to demonstrate personal responsibility and accountability
- Proven ability and desire to learn quickly, be adaptable, and think strategically
- Ability to manage multiple tasks concurrently, with a high sense of urgency
- Works well individually and in teams, shares information, supports colleagues, and encourages participation
- Ability to travel as required
Preferred Qualifications, Capabilities, and Skills
- Background in retail credit underwriting and credit risk management
- Wealth Management - Mortgage a plus.
- Successful completion of formal credit training program
- Previous credit review experience
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
Skills Required
- Minimum 10 years of credit experience
- Bachelor's degree in Accounting, Finance, Economics, or a related discipline
- Understanding of retail credit principles
- Strong analytical skills
- Excellent verbal and written communication skills
- Ability to present complex and sensitive issues to management
- Ability to work effectively in a dynamic, fast-paced environment
- Ability to demonstrate responsibility and accountability
- Ability to learn quickly, adapt, and think strategically
- Ability to manage multiple tasks concurrently with urgency
- Ability to work independently and in teams
- Ability to travel as required
- Background in retail credit underwriting and credit risk management
- Wealth Management or Mortgage experience
- Successful completion of a formal credit training program
- Previous credit review experience
JPMorganChase Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about JPMorganChase and has not been reviewed or approved by JPMorganChase.
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Healthcare Strength — Health coverage is considered comprehensive, including medical, dental, and vision, alongside wellness and mental health resources. Some locations add onsite health centers and related wellbeing support.
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Retirement Support — Retirement offerings include a 401(k)-type savings plan and related financial benefits, with options such as employee stock purchase participation. Financial planning resources are also highlighted to support long-term savings.
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Parental & Family Support — Paid parental leave of 16 weeks for birth or adoption is available for all parents. Child care and back-up child care resources further reinforce family support.
JPMorganChase Insights
What We Do
JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products. Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com. ©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.
Why Work With Us
Our technologists work on a diverse range of solutions that include strategic technology initiatives, big data, mobile, electronic payments, machine learning, cybersecurity, enterprise cloud development, and other state-of-the-art technologies.
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