Credit Representative

Posted 6 Days Ago
Be an Early Applicant
USA
Junior
Retail
The Role
The Credit Representative will manage financial risks for new and existing customers, determine credit worthiness, review credit applications, manage portfolio accounts, resolve inquiries, and partner with customer service for invoice management.
Summary Generated by Built In

Credit Representative

We're hiring a Credit Representative to join our Customer Financial Services team. In this role, you will be responsible for managing the financial risk of new and existing customers in the Animal Nutrition and Crop Inputs industry.

This position is a virtual/remote role and can be located anywhere in the United States.

Your primary responsibilities include:

  • Determining credit worthiness of new and existing customers within assigned territory.

  • Enforcing the appropriate A/R terms and limits by reviewing credit applications and references, analyzing the customer's financial statements, and utilizing credit reports and other Industry Credit information.

  • Managing credit and collection risk of an assigned portfolio within company policy and authority.

  • Resolving account inquiries from customers and internal staff, negotiating resolutions within customer portfolio and reconciling customer accounts.

  • Partner with customer service team for the company's invoice management process.

  • Completing other related duties and projects as assigned.


Education and Experience:

  • High school diploma required along with a minimum of 2-4 years’ related work experience in credit, banking, financial services, accounts receivable or related.

  • Candidates with a Bachelor's degree (or pursuit of degree) and related experience strongly desired

  • Proficiency with Microsoft Office Products (Email, Word, and Excel).

  • Experience with JD Edwards, High Radius, SAP or similar ERP system preferred

Competencies and other skills:

  • Strong skills in risk analysis, problem-solving, and financial statement analysis.

  • Demonstrate effective interpersonal communication skills (verbal and written) to work with internal and external customers.

  • Basic accounting knowledge; Strong analytical skills

  • Solid critical thinking skills, strong negotiation skills

  • Strong organizational and prioritization skills, and a can-do attitude

  • Must be able to work collaboratively in a team-driven results-oriented environment

Hourly pay range: $21.92-$32.88

About Land O'Lakes, Inc.

Join us and be part of a Fortune 250, farmer- and member-owned cooperative that is reimagining the business of food. We have been named a Top Workplace by Indeed and LinkedIn, and to the TIME 100 Most Influential Companies list.


Benefits for most full-time roles include medical, dental, vision, PTO, life & disability insurance, education assistance, a 401k and a variety of well-being resources. Most part-time employees are eligible for prorated PTO, holiday pay, employee development programs, prorated education assistance, and a 401(k).

Land O'Lakes, Inc. is an Equal Opportunity Employer (EOE) M/F/Vets/Disabled. The company maintains a drug-free workforce, including post-employment substance abuse testing pursuant to a Drug and Alcohol Policy.

Neither Land O’Lakes, nor its search firms, will ever contact you and ask for confidential information over the phone or in email. If you receive a call or email like this, please do not provide the information being requested.

The Company
HQ: Arden Hills, Minnesota
6,501 Employees
Hybrid Workplace
Year Founded: 1921

What We Do

Land O’Lakes, Inc. is a 100-year-old farmer- and retailer-owned cooperative originally formed with the purpose of working together to create new market opportunities. Fast forward to today and we’ve built on that uniting spirit, developing a comprehensive and leading view of agriculture while maintaining an unwavering commitment to delivering strong annual performance and long-term, shared success with our member-owners.

Land O’Lakes believes farmers are the entrepreneurs who truly change the world for the better. By working together with our member-owners, we can continue to strengthen our system, champion farming’s true potential and place our farmer- and retail-owners at the heart of creating a better world for all.

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