Credit Officer

Reposted 13 Days Ago
Be an Early Applicant
Fairfield, CA, USA
In-Office
70K-82K
Mid level
Insurance • Financial Services
The Role
The Credit Officer manages the branch's loan portfolio, establishes new client relationships, supervises sales activities, and addresses delinquent loans.
Summary Generated by Built In

Description

Westamerica is among the largest commercial banks headquartered in California. We are looking for outstanding people to join our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals. Delivering a wide variety of financial services with a superior customer service guarantee.

Manages branch's commercial loan portfolio/deposits/growth. Works to achieve branch's identified profitability goals by increasing the existing Book of Business: 

  • Contacts prospect/clients to establish new bank relationships through the selling of appropriate bank products. 
  • Contacts current clients to retain and expand present bank relationships by cross-selling bank products. 

Directs sales activities of branch sales force: 

  • Conducts daily sales meeting. 
  • Actively sells Westamerica's bank products/services. 
  • Monitors results of sales activities as outlined in current WAB Sales Culture Booklet.  

Represents the bank in various civic and community activities in an effort to enhance the Bank's image and attract new business.

Reviews delinquent loans and implements appropriate action to help correct situation. 


Requirements

  •  Commercial Lending experience
  • Underwriting experience

EOE 

Westamerica Bank's Privacy Policy may be found at: www.westamerica.com/about/privacy 

Skills Required

  • Commercial Lending experience
  • Underwriting experience
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The Company
642 Employees
Year Founded: 1884

What We Do

Westamerica Bank is a regional community bank with over 70 branches and 2 trust offices in Northern and Central California counties, offering a wide range of financial products and services including deposit and loan products.

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