Join us as a Credit Officer
- Take on a critical role that’ll see you identifying, assessing and managing credit risks
- You’ll have the opportunity to build a wide network of stakeholders of varying degrees of seniority
- Hone your existing credit risk management skills and advance your career in this fast paced role
- We're offering this role at senior analyst level
You’ll maintain an effective credit risk management framework that enables early identification, assessment, management, monitoring and reporting of credit risks.
This will involve ensuring appropriate and intended customer and conduct outcomes in relation to lending and credit policy are being delivered through the oversight and challenge of policies and first line processes and controls.
You’ll also:
- Support full compliance with all relevant organisation, credit and business policies, including the creation of a robust suite of assurance measures
- Review all credit policies line with organisation, legislative and regulatory requirements
- Provide assurance to senior management that all control based activities are compliant with our standards and that all risks are reported and authorised
- Effectively manage the relationship between the function and bank-wide credit risk and other policy framework standard owners
- Achieve business as usual and project deliverables in line with milestones and terms of reference to a high standard through effective management of colleagues and other resources
You’ll need experience and an understanding of credit risk management, including principles and processes, and an in-depth understanding of regulation applicable to mortgages and consumer credit.
You’ll also need:
- Experience of working successfully as a team with management across an organisation
- Knowledge of risk management and control processes appropriate to a financial services environment
- A detailed understanding of risk management processes
- A broad understanding of external regulations
Hours
45Job Posting Closing Date:
20/08/2026Skills Required
- Experience and understanding of credit risk management, including principles and processes
- In-depth understanding of regulation applicable to mortgages and consumer credit
- Experience of working successfully as a team with management across an organisation
- Knowledge of risk management and control processes appropriate to a financial services environment
- A detailed understanding of risk management processes
- A broad understanding of external regulations
NatWest Group Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about NatWest Group and has not been reviewed or approved by NatWest Group.
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Flexible Benefits — A flexible ValueAccount structure with pension and benefit funding allows tailoring of health, protection, lifestyle, and savings options, with unused amounts typically paid as cash. This flexibility supports personalisation of coverage, particularly in Great Britain where the framework is most detailed.
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Retirement Support — Employer-funded pension contributions are provided on top of salary in Great Britain, alongside automatic retirement enrollment and share/save programs. This creates structured long‑term wealth support as part of total reward.
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Parental & Family Support — UK policies outline extended maternity, adoption and equal partner leave on full pay with a phased return, plus paid neonatal care leave. These provisions are positioned as market‑leading and complement broader flexibility resources.
NatWest Group Insights
What We Do
We’re a business that understands when our customers and people succeed, our communities succeed, and our economy thrives. As part of our purpose, we’re looking at how we can drive change for our communities in enterprise, learning and climate. As one of the leading supporters of UK business, we’re prioritising enterprise as a force of change. We’re focusing on the people and communities who have traditionally faced the highest barriers to entry and figuring out ways to remove these. Learning is also key to our continued growth as a company in an ever changing and increasingly digital world. By setting a dynamic and leading learning culture, our people prosper, and our customers are given the tools to continue to improve their financial capability and confidence. One of the biggest challenges we all face in our future is climate change. That’s why we’ve put it right at the core of our purpose. We want to champion climate solutions with financing and entrepreneurial support, fully embed climate into our culture and decision making, and be climate positive by 2025. We’re committed to using our purpose to break down barriers, drive change and ultimately create a great place to work.
