Credit Bureau Reporting Function Manager

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions’ Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.

Job Description:

At Regions, the Credit Bureau Reporting Function Manager within second line of defense Risk Management ensures that consumer credit information is reported to credit reporting agencies accurately and in accordance with the Fair Credit Reporting Act.  This position creates policy to improve quality control and consistency across all Regions consumer lending businesses as it relates to consumer reporting and the consumer dispute process.

Primary Responsibilities

• Serves as subject matter expert for consumer credit reporting and related reporting and updates to bureau agencies
• Recommends process and procedural improvements as it relates to credit bureau reporting and consumer dispute research processes
• Develops quality control through audit reporting reviews from bureaus of consumer reported information, and ensure incorrect information is permanently updated
• Works with functional teams to standardize periodic credit reporting and dispute process standards

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay. 

Requirements

• Bachelor's   degree business or liberal arts
• Six (6) years of consumer credit bureau reporting
• Three (3) years of experience managing major credit bureau relationships

Preferences

• Project management experience
• Solid understanding of credit reporting from loan servicing systems credit card (TSYS), personal loans (ACLS) and Mortgage Servicing Platform

Skills and Competencies

• Excellent written and oral communication
• Familiarity with credit industry reporting standards and credit bureau reporting metrics
• Knowledge of Metro 2, Fair Credit Reporting Act, Consumer Data Industry Association, analytics, disputes and eOSCARS
• Proven experience in issue identification and remediation
• Experience partnering with vendors and lines of business to achieve results

Position Type

Full time

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Job Range Target:

Minimum:

$107,768.10 USD

Median:

$148,230.00 USD

Incentive Pay Plans:

Benefits Information

Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.

• Paid Vacation/Sick Time
• 401K with Company Match
• Medical, Dental and Vision Benefits
• Disability Benefits
• Health Savings Account
• Flexible Spending Account
• Life Insurance
• Parental Leave
• Employee Assistance Program
• Associate Volunteer Program

Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions’ benefits, please click or copy the link below to your browser.

https://www.regions.com/welcometour/benefits.rf

Location DetailsRiverchase Complex North Building

Location:Hoover, Alabama

Bring Your Whole Self to Work  

We have a passion for creating an inclusive environment that promotes and values the differences that make each of us stand out as unique individuals and help provide valuable perspective that makes us a better company and employer. More importantly, we recognize that creating a workplace where all people can do their best work and thrive is the right thing to do.

OFCCP Disclosure: Equal Opportunity Employer/Disabled/Veterans

Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.