Credit Application Analyst

Why Join Us:  

• We value our people and offer generous benefits - Medical, Dental, Vision benefits start day ONE!  PLUS:  Paid time off, 401K, paid maternity/paternity leave, tuition reimbursement, pet bereavement and more! 

• There is a reason we boast numerous awards like “Great Place to Work Certified” and “Best Place to Work” For Moms, Dads, LGBTQ, and Veterans (just to name a few). At Deluxe, we know that great people make a great organization. 

• A culture that keeps people. 42% of our team has been here over 10 years. When we asked our team why, we heard the people, benefits, family/home time, diversity, and team culture.

ABOUT US:

Deluxe Merchant Services+ is an industry-leading complete payment processing company that that accepts a wide range of payment methods, simplifies PCI compliance and deposits money in your bank account while delivering smooth checkout experience. We provide our partners and merchants with powerful in-store, online, and mobile payment solutions. Our technology is paired with the latest in payment security and backed by superior customer service. We help business pay, get paid, optimize, and grow.

Responsibilities:

This position completes merchant application reviews determining if they are an acceptable risk according to the Credit Policy; oversees and maintains departmental spreadsheets in Excel and generates reports from the data collected; calls/faxes bank and trade references verifying credit applications and bank references and applies that information in determine a judgment on applications according to Credit Policy, and informs applicable departments and customers of the application review results and articulates the factors behind the final determination.

• Review merchant applications to determine if accounts are an acceptable risk according to the Credit Policy

• Oversee and Maintain departmental spreadsheets in Excel for reporting purposes.

• Calling/faxing bank and trade references to verify credit applications and bank references and applying that information to assist in making a decision on applications according to Credit Policy

• Inform applicable departments and customers of the outcome of applications received and the factors behind the decision.

Basic Qualifications:

• Bachelor's in related field and 0 years or HS/GED and 4 years

• Must be 18 years of age or older

• PC literate with proficiency in general Microsoft Office applications particularly Excel

• Accurate data entry and 10-key skills

• Ability to analyze issues, combine information into key points, and make recommendations for policy/action

Preferred Qualifications:

• Bachelors and 0 years

• Credit experience.

• Professional phone demeanor and sharp problem-solving skills

• Ability to efficiently time manage multiple projects and tasks while meeting crucial deadlines

• Exceptional mathematical skills with respect to calculating discounts, percentages, interests, commissions, proportions; etc

• Strong analytical skills with the ability to define problems; collect and research data; establish facts and draw legitimate conclusions as well as interpret technical instructions within complex diagrams and abstract and concrete variables

• Excellent skills in reading, analyzing, and utilizing information from business periodicals, professional journals, technical manuals/procedures and credit reports

• Effective written/oral communications skills with respect to developing and delivering reports and procedures and daily correspondence with vendors and peers and upper level management

Benefits

In line with our commitment to employee wellbeing, our total rewards benefits package is designed to support the physical, financial, and emotional health of our employees, tailored to meet their unique and evolving needs. Our approach considers our employees’ whole selves, ensuring they can thrive both in and outside of work. Here are some of the benefits we offer, which may vary based on role, location, or hours worked:

• Healthcare (Medical, Dental, Vision)

• Paid Time Off, Volunteer Time Off, and Holidays

• Employer-Matched Retirement Plan

• Employee Stock Purchase Plan

• Short-Term and Long-Term Disability

• Infertility Treatment, Adoption and Surrogacy Assistance

• Tuition Reimbursement

These benefits are designed to enhance the health, protect the financial security, and provide peace of mind to our employees and their families.

Deluxe Corporation is an Equal Employment Opportunity employer:
All qualified applicants will receive consideration for employment without regard to race, color, creed, religion, disability, sex, age, ethnic or national origin, marital status, sexual orientation, gender identity or presentation, pregnancy, genetics, veteran status or any other status protected by state or federal law.
 

Please view the electronic EEO is the Law Poster which serves to inform you of your equal employment opportunity protections as part of the application process.

Reasonable Accommodation for Job Seekers with a Disability: If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please direct your inquiries to [email protected].