About the Team:
Americas Corporate Banking Department No.1 of Japanese Banking Americas covers Commercial Banking and CIB business with Japanese and Asian corporate clients doing business primarily in the Americas.
Summary:
Credit Analyst has primary responsibility for managing all credit-related activities for the Bank’s clients including assessment, presentation, execution, monitoring, and reporting in a manner consistent with the Bank’s internal policies and guidelines. This would include client contacts to have a current and prospective view of the client, its industry, and build an active network throughout the Bank.
Core Responsibilities:
- The Credit Analyst will be based in Los Angeles with primary responsibility for managing all credit-related activities for designated Japanese corporate credit portfolio.
- Prepare credit applications for new and renewal transactions, gathering relevant information, outlining transaction rationales, modeling financial projections, and analyzing repayment sources.
- Conduct comprehensive annual reviews and periodic rating reviews.
- Prepare documentation of agreements, working with the legal team.
- Monitor the portfolio, including timely and accurate update of credit conditions, and tracking of covenants, market and industry.
- Correspond with clients to gather relevant information, conduct Q&As, and respond to various requests and inquiries.
- Work closely with Relationship Managers to deliver end-to-end execution of transactions in a timely manner, and support efforts to promote various bank products.
- Develop and maintain open communication channels and strong working relationships with clients, relevant divisions and business units.
- Assist with audit and regulatory related requests/meetings/presentations, as needed.
- Comply with Credit Risk Management and Legal & Compliance requirements in line with local regulations and audits
- Other duties as assigned by the manager
Requirements:
- Bachelor’s degree in Finance, Accounting, Business or related area
- Some credit credentials, analytical skills with in-depth knowledge of accounting and corporate finance
- Prior banking in a similar field and/or formalized credit training from an accredited financial institution preferred.
- Ability to perform well under pressure in a demanding environment and adhere to tight deadlines, managing multiple tasks at the same time.
- Strong interpersonal skills and an ability to work well in a team environment, and strong interest in client interaction.
- Strong sense of accountability and ownership of tasks with attention to detail.
- Strong verbal and written communication skills in Japanese and English, and ability to convey ideas efficiently.
- Proficiency in Microsoft Word, Excel, PowerPoint, CapIQ and Bloomberg.
- Eligibility to work in the U.S
The expected base salary ranges from $85,000 - $90,000. Salary offers are based on a wide range of factors including relevant skills, training, experience, education, and, where applicable, certifications and licenses obtained. Market and organizational factors are also considered. In addition to salary and a generous employee benefits package, successful candidates are eligible to receive a discretionary bonus.
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Other requirements
Mizuho has in place a hybrid working program, with varying opportunities for remote work depending on the nature of the role, needs of your department, as well as local laws and regulatory obligations. Roles in some of our departments have greater in-office requirements that will be communicated to you as part of the recruitment process.
Company Overview
Mizuho Financial Group, Inc. is the 15th largest bank in the world as measured by total assets of ~$2 trillion. Mizuho's 60,000 employees worldwide offer comprehensive financial services to clients in 35 countries and 800 offices throughout the Americas, EMEA and Asia. Mizuho Americas is a leading provider of corporate and investment banking services to clients in the US, Canada, and Latin America. Through its acquisition of Greenhill, Mizuho provides M&A, restructuring and private capital advisory capabilities across Americas, Europe and Asia. Mizuho Americas employs approximately 3,500 professionals, and its capabilities span corporate and investment banking, capital markets, equity and fixed income sales & trading, derivatives, FX, custody and research. Visit www.mizuhoamericas.com.
Mizuho Americas offers a competitive total rewards package.
We are an EEO/AA Employer - M/F/Disability/Veteran.
We participate in the E-Verify program.
We maintain a drug-free workplace and reserve the right to require pre- and post-hire drug testing as permitted by applicable law.
#LI-MIZUHO
Skills Required
- Bachelor's degree in Finance, Accounting, Business or related area
- Some credit credentials, analytical skills, knowledge of accounting and corporate finance
- Prior banking experience in a similar field and/or formalized credit training from an accredited financial institution
- Strong verbal and written communication skills in Japanese and English
- Proficiency in Microsoft Word, Excel, PowerPoint, CapIQ, and Bloomberg
Mizuho Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Mizuho and has not been reviewed or approved by Mizuho.
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Healthcare Strength — Medical, dental, and vision coverage are characterized as strong, with plans described as excellent in multiple contexts. U.S. entities provide standard plan options and supporting programs that reinforce overall coverage quality.
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Retirement Support — A U.S. 401(k) program with employer contributions is available, indicating solid retirement support across entities. While formulas may vary by unit and year, the presence of an employer-funded component is a consistent feature.
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Parental & Family Support — Paid parental leave is described as meaningful, accompanied by programs that support childcare and eldercare. Flexible workstyles and family-focused resources broaden the depth of family support.
Mizuho Insights
What We Do
This is not your typical financial institution. It’s our people who make us a cut above. Here, every person is respected because of their differences, not in spite of them. We pride ourselves on a culture of purpose, passion and compassion. At Mizuho, we provide the stability of an international industry leader with the career trajectory of a growing business. Our steady, strategic growth gives our people at all levels rewarding degrees of responsibility and a richer work experience than a boutique firm or an established giant could offer alone. Working for Mizuho opens doors not just to a rewarding career with excellent prospects, but to lasting friendships with colleagues from diverse cultures. It’s the local expertise of our employees that makes our global network so powerful. By collaborating with colleagues and clients who have your same ambition, you can amplify your sphere of influence and base of knowledge as part of one of the largest—and growing—banks in the world. We’re all global citizens, and that’s why our company feels compelled to make an impact through more than just drawing up deals. We prove that it’s possible to do well and do good. We do right by our clients, our community and each other.
