- Review and analyze personal financial statements, including assets, liabilities, cash flow, tax returns, and liquidity evaluations.
- Assess personal and business credit reports (e.g., Equifax, commercial credit scores) to determine applicant creditworthiness.
- Review franchise applications to validate ownership structure, net worth, capital sources, and financial capacity.
- Perform ratio analysis and evaluate financial stability, leverage, and overall risk indicators.
- Identify potential red flags and escalate concerns following corporate credit policies.
- Prepare clear, well-supported credit recommendation summaries for internal approval.
- Ensure all financial data, disclosures, and supporting materials are accurately documented and stored per policy.
- Maintain compliance with Choice Hotels’ credit review standards, franchise guidelines, and internal controls.
- Conduct due diligence on funding sources, guarantors, and financial partners.
- Partner with Franchise Sales to explain financial requirements and guide applicants through the documentation process.
- Collaborate with Legal, Development, and other internal teams to ensure timely progression of franchise agreements.
- Communicate decisions and rationale to internal stakeholders professionally and efficiently.
- Monitor portfolio performance indicators and assist in identifying trends across franchise applicant profiles.
- Support continuous improvement of credit evaluation tools, processes, and guidelines.
- Recommend adjustments or conditions to mitigate risk while supporting strategic franchise growth.
Employment Experience
- 2+ years of experience in credit analysis, financial underwriting, banking, hospitality financing, or similar role.
- Strong analytical skills with the ability to interpret complex financial data.
- Knowledge of credit scoring, liquidity assessment, and financial statement review.
- Proficiency with financial analysis tools, Microsoft Excel, and reporting systems.
- Excellent written and verbal communication skills, with the ability to translate financial insights for non-financial audiences.
- High attention to detail, accuracy, and organizational discipline.
- Bachelor’s degree in Finance, Accounting, Business Administration, or related field or an equivalent combination of education and work experience.
WORK LOCATION:
This position is based at Choice Hotels’ Pike & Rose headquarters in North Bethesda, Maryland. The selected candidate must be able to commit to this location requirement and adhere to the company’s hybrid work schedule, which consists of four days onsite and one day remote per week.
NOTE:
This position is not eligible for relocation assistance or sponsorship.
Salary Range
The salary range for this position is $65,000 to $77,000 annually.
The pay range listed is for this position and is what Choice Hotels reasonably expects to pay. We may ultimately pay more or less than the posted range, and the range may be modified in the future. An employee’s pay position within the pay range will be based on several factors including, but not limited to, relevant education, qualifications, qualifications, qualifications, certifications, experience, skills, seniority, geographic location, performance, shift, travel requirements, sales or revenue-based metrics, and business or organizational needs.
Choice prioritizes our associate wellbeing by offering a comprehensive benefits program that is both competitive and flexible to help you achieve your wellbeing goals - here are just a few:
- Competitive compensation and benefits, including medical, dental, and vision coverage
- Leave and paid time-off for holidays, vacation, personal, family, volunteer, sick, jury duty, bereavement, military, and religious observance
- Financial benefits for retirement and health savings
- Employee recognition programs
- Discounts at Choice hotels worldwide
About Choice
Choice Hotels International, Inc. (NYSE: CHH), is one of the largest lodging franchisors in the world. With 7,500 hotels in 45+ countries and territories, we offer a range of high-quality lodging options in the upper upscale, upper midscale, midscale, extended stay, and economy segments. We’re the hotel company for those who choose to bet on themselves — the striver, the dreamer, the entrepreneur — because that’s who we are, too.
At Choice, we are united by the simple belief that tomorrow will be even better than today — for associates, our company, and our franchisees. At our worldwide corporate headquarters in North Bethesda, Maryland, at our technology center in Scottsdale, Arizona, and through our associates around the globe, every voice is heard and every idea is listened to, no matter what area of the company they come from. We are united in supporting the entrepreneurial dreams of our thousands of franchise owners, which propels us forward — giving our work at Choice a purpose larger than our business.
Our corporate office locations:
North Bethesda, MD — Located at Pike & Rose, our worldwide headquarters is less than 15 miles from Washington, D.C., one block away from the North Bethesda Metro station, with easy access to I-495, complimentary parking, electronic charging stations, restaurants and retail.
Scottsdale, AZ — Located at the northwest corner of Loop 101, the Scottsdale office is home to our technology, eCommerce and customer service organizations, with easy access to complimentary parking, electronic charging stations, restaurants and retail.
Minneapolis, MN — Select roles are based in our Minneapolis office on Highway 394, near the intersection with Highway 100, only five minutes from downtown.
Field/Remote — Select roles designated as field/remote will require associates to work from a home office, connecting virtually with Choice team members and leadership on Zoom, with possible required travel depending on the role.
Choice’s Cultural Values
Welcome and Respect Everyone | Be Bold | Be Quick | Listen | Be Curious | Show Integrity
Choice’s Leadership Principles
Act with Intention | Lead with Authenticity | Grow & Deliver
Top Skills
What We Do
Choice Hotels International, Inc. (NYSE: CHH) is one of the world’s largest and most successful lodging franchisors. On August 11, 2022, Choice acquired Radisson Hotels Americas, adding nine brands and approximately 67,000 rooms to its portfolio in the United States, Canada, Latin America, and the Caribbean. With 22 brands, Choice Hotels has more than 7,500 hotels and nearly 650,000 rooms in 46 countries and territories as of August 11, 2022. The Choice® family of hotel brands provides business and leisure travelers with a broad range of high-quality lodging options from limited service to full-service hotels in the upper upscale, upper mid-scale, midscale, extended-stay, and economy segments. At our worldwide corporate headquarters in the Washington metropolitan area (North Bethesda, MD), our IT center in Scottsdale, AZ, and St. Louis Park (MN), and through our associates across the globe, we keep those hotels humming by serving as a champion for our franchisees. When you #MakeItYourChoice, you will have the environment, the tools, and the momentum to drive your career and organizational success
