Preparation of various loan system reports, including those that are submitted to the Board of Directors on a monthly basis. Preparation of technical exception reports, non-conforming loan reports, etc., for the eventual benefit of loan officers and Board of Directors.
Responsible for completing financial analysis reviews assigned and loan proposals. Follow-up to ensure timely responses to the recommendations and the resolution and/or implementation of the same.
Responsible for the entering of financial statement tracking, which includes entering information into the tracking system and also into the CASH software. This includes spreading all financial statements when they are received.
Monitor credit files to ensure adequacy of documentation and timeliness of financial statements. Generate letters on a timely basis requesting current financial statements from customers.
Review all downgraded loans to ensure we have proper real estate valuations in each file. Order re-evaluations as deemed necessary.
Review and update loan documentation as required in loan policies and bank regulations. Keep abreast of changes in regulation and procedures that affect loan documentation and compliance.
Assist with the appraisal process; including but not limited to; ordering appraisals, reviewing appraisals, and maintaining communication between bank and vendors.
Perform various compliance related audits and projects as assigned. Attend training sessions to learn about the regulations that pertain to commercial loans and train other commercial loan personnel about the changes in regulations as they occur.
Examine files systematically for adequacy of credit and/or deficiencies and report examination results to the supervisor, other officers or management as requested.
Assist external and internal auditors in their reviews.
Provide support to commercial lending staff and officers as needed.
Preferred QualificationsTop Skills
What We Do
Central Bank is a privately held $20 billion bank headquartered in Jefferson City, Missouri. Serving 13 markets in 8 states. Central Bank specializes in community banking, with a particular focus on delivering leading-edge technology through its network of more than 150 facilities operating in Missouri, Kansas, Illinois, Colorado, Iowa, Tennessee, North Carolina, Florida, and Oklahoma, as well as more than 22,000 ATMs nationwide. Member FDIC.
"Strong Roots. Endless Possibilities." reflects our long-standing commitment to the communities we serve, as well as our commitment to delivering high-quality, leading-edge financial products and services that help our customers and communities grow and succeed. As our product and service offerings continue to expand, we assure you that our commitment to the community will only grow stronger. All of our lending decisions are made locally in the community you live.
Equal Opportunity Employer–minorities/females/veterans/individuals with disabilities/sexual orientation/gender identity.
