Credit Analyst

Posted 2 Days Ago
Be an Early Applicant
Throckmorton, TX
Entry level
Information Technology • Payments • Software
The Role
The Credit Analyst reviews merchant applications to assess risk according to the Credit Policy, using objective data. Responsibilities include maintaining spreadsheets in Excel, verifying credit applications, reporting results, and making informed recommendations.
Summary Generated by Built In

This is an ONSITE role located at: 100 Throckmorton Street, Fort Worth, TX 76102WHO YOU ARE:

Are you inquisitive? Can you make insightful decisions based on objective data and statistics? Do you love to investigate? Do you enjoy researching?

BENEFITS:

  • At Deluxe, we know that great people make a great organization. We have a culture that keeps people; 42% of our team has been here over 10 years!

  • We value our people and offer generous benefits that are eligible DAY ONE! Including 401K, Medical, Dental, Vision, Flexible time off, Volunteer time off, Paid maternity/paternity leave, Tuition reimbursement, and so much more.

ABOUT US:

Deluxe Merchant Services+ is a complete payment processing solution that accepts a wide range of payment methods, simplifies PCI compliance and deposits money in your bank account while delivering smooth checkout experience.

Follow us on LinkedIn

RESPONSIBILITIES:

The Credit Analyst reviews and assesses merchant applications to determine if they are an acceptable risk according to the Credit Policy. You will use sound judgement, decision making abilities, and objective information to determine what is an acceptable risk.

  • Oversee and maintain departmental spreadsheets in Excel and generate reports from the data collected

  • Calls/faxes bank and trade references verifying credit applications and applies that information to determine a judgment on applications according to Credit Policy

  • Inform applicable departments and customers of the application review results and articulate the factors behind the final determination

  • Ability to analyze issues, combine information into key points, and make recommendations


BASIC QUALIFICATIONS: (Required)

  • Education and Experience: Bachelor's Degree in related field and 0 years; OR HS/GED and 4 years relevant experience

  • PC literate with proficiency in general Microsoft Office applications, including Excel

  • Accurate data entry and 10 key skills

  • Ability to analyze issues, combine information into key points, and make recommendations for policy and action

  • Must be 18 years of age or older


PREFERRED QUALIFICATIONS: (Desired but not required)

  • Education and Experience: Bachelors and 0 years

  • Credit experience

  • Exceptional mathematical skills with respect to calculating discounts, percentages, interests, commissions, and proportions

  • Collect and research data

  • Establish facts and draw legitimate conclusions

  • Interpret technical instructions within complex diagrams and abstract and concrete variables

  • Read, analyze, and utilize information from business periodicals, professional journals, technical manuals, procedures and credit reports

  • Written and oral communication to develop and deliver reports, procedures, and correspondence with vendors, peers, and leadership

Deluxe Corporation is an Equal Opportunity / Affirmative Action employer:

All qualified applicants will receive consideration for employment without regard to race, color, creed, religion, disability, sex, age, ethnic or national origin, marital status, sexual orientation, gender identity or presentation, pregnancy, genetics, veteran status or any other status protected by state or federal law.
EOE/Minorities/Females/Vet/Disability

Please view the electronic EEO is the Law Poster which serves to inform you of your equal employment opportunity protections as part of the application process.

Reasonable Accommodation for Job Seekers with a Disability: If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please direct your inquiries to [email protected].

Top Skills

Excel
MS Office
The Company
HQ: Shoreview, MN
5,001 Employees
On-site Workplace
Year Founded: 1915

What We Do

We help enterprises, small businesses and financial institutions deepen customer relationships through trusted, technology-enabled solutions.

Here at Deluxe, we help you unlock your potential so that your business successfully grows and thrives which positively impacts our communities all around.

Our innovative payments, data and marketing solutions help you Accelerate Growth, Enable Payments and Empower your SMB Relationships.

Accelerate Growth – With us, we propel your business forward with data-driven customer acquisition and multi-platform marketing toolkits; accelerate customer acquisition through our targeted data driven marketing campaigns and build brands through our customized, brand compliant web storefronts, promotional products, print services, and retail packaging services.

Enable Payments – Our technology solutions enable you to send and process payments more easily. With us, you can optimize your order to cash processes with Lockbox, integrated receivables and bill pay, as well as improve your payer and payee experience with our secure and convenient check products and flexible digital payments.

Empower Small Business Relationships – We help empower your small business with tools to start, run, grow and operate the business. We help increase revenue with promotional products, data driven and print marketing and retail packaging as well as support in managing income with our checks and forms, digital payments, and remote deposit capture. We also assist in protecting and branding businesses with logo design, trademark filings and websites and hosting services along with assisting in managing HR and Operations using our incorporation services, and payroll and human capital management.

Unlock your potential: www.deluxe.com

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