Credit Analyst

Posted 2 Days Ago
Be an Early Applicant
Novato, CA, USA
In-Office
32-43 Hourly
Mid level
Financial Services
The Role
Supports commercial banking credit management by preparing credit recommendations, ordering loan documentation, maintaining financial-information ticklers, spreading business and personal financial statements, underwriting less complex credits, researching loan activity, and interpreting credit reports. Works with loan officers to support credit approvals, loan administration, customer correspondence, and accurate credit documentation.
Summary Generated by Built In
 
Bank of Marin, voted by our employees as one of the "Best Places to Work" in the North Bay Business Journal, is seeking a Credit Analyst to join our Marin Commercial Banking Office onsite in Novato, California.  
In a team-oriented environment, this position maintains
a high degree of customer service by supporting loan management, credit approval, and loan documentation with timely and accurate processing of customer financial information, information requests, and other duties as assigned in support of credit management staff.

With guidance/oversight from senior loan officers:   
  • Support loan officers with partial preparation of Credit Recommendations.
  • Order documentation for approved credit actions.
  • Prepare Short Form Credit Recommendations.

Independently and accurately:

  • Utilize loan accounting system to research loan activity.
  • Maintain tickler database and, in coordination with Branch contacts, prepare customer correspondence requesting financial information prior to credit expirations.
  • Using analytical abilities and established spreading guidelines, accurately translate basic financial reporting of business and personal entities into bank-standard format for further analysis. 
  • Using published underwriting guidelines, accurately underwrite and recommend less complex personal and business credits for approval/decline. Express credit recommendations by accurately completing the bank-standard Short-Form Credit Recommendation form.
  • Accurately order and interpret credit background information such as Equifax, D&B reports, etc.

Professional Experience:

  • 2 - 4 years related experience and/or training.
  • Educational/Professional Experience: Bachelor's degree (B.A.) from four-year college or university; three to five years related experience and/or training; or equivalent combination of education and experience. 

The hiring pay range for this position is $31.53 to $42.55. In addition to the pay range listed, all bank positions are eligible for incentive compensation, which varies based on role. The pay rate for a successful applicant depends on a variety of factors including but not limited to geographic location, work experience, education, and/or skill level.

The Bank of Marin is a growing public company with career advancement opportunities. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, a retirement savings plan with employer matching opportunity, bank paid employee stock ownership plan, tuition reimbursement, employee volunteer program and more. Additional details about total compensation and benefits will be provided during the hiring process.

Bank of Marin is an equal opportunity employer. EOE AA M/F/Vet/Disability  


Skills Required

  • 2–4 years of related experience and/or training
  • Bachelor’s degree from a four-year college or university
  • 3–5 years of related experience and/or training, or equivalent combination of education and experience
  • Ability to analyze and spread business and personal financial statements using established guidelines
  • Ability to underwrite and recommend less complex personal and business credits
  • Ability to order and interpret credit reports, including Equifax and Dun & Bradstreet reports
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The Company
HQ: Novato, CA
350 Employees
Year Founded: 1989

What We Do

Founded in 1990 and headquartered in Novato, CA, Bank of Marin is a leading business and community bank in Northern California with assets of almost $4 billion. Bank of Marin provides commercial banking, personal banking, specialty lending and wealth management and trust services throughout its 31 branches and 8 commercial banking offices located across 10 counties. Specializing in providing legendary service to its customers and investing in its local communities, Bank of Marin has consistently been ranked one of the “Top Corporate Philanthropists" by the San Francisco Business Times and one of the “Best Places to Work” by the North Bay Business Journal. For more information, go to www.bankofmarin.com.

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