CREDIT ANALYST

Posted 12 Days Ago
Be an Early Applicant
45631, Gallipolis, OH, USA
In-Office
Entry level
Financial Services
The Role
Analyzes commercial borrower documents, including financial statements, tax returns, collateral information, and loan documents. Prepares credit recommendations for loan officers and committees, creates reports using spreadsheets, iRisk, and Abrigo, and supports associate credit analysts. The role also provides guidance, performs informational report analysis, and maintains accuracy, confidentiality, and efficiency under pressure.
Summary Generated by Built In

This is not a remote position.

Responsible for analyzing all documents related to commercial borrowers (financial statements, tax returns, collateral information, loan documents, etc.) Based on all the available information, the credit analyst will make recommendations to the loan officer, or appropriate committees, create informational reports using spreadsheets, iRisk, and Abrigo. In addition to performing credit analysis of commercial borrowers, responsible for creating/analyzing various informational reports and providing guidance/assistance to all associate credit analysts.

Qualifications

*Finance or Accounting (Degree or Equivalent Experience)

*Good understanding of financial statements, tax returns, and credit reports.

*Analytical/Problem Solving

*Interpersonal/People Skills

*Oral/Written Communication

*Organization/Time Management

*Presentation/Public Speaking

*Discretion/Independent Judgement

*Detail Oriented

*Fast and Efficient Worker

*Microsoft Office (Good Excel Skills)

*Ability to work efficiently under pressure

*Ability to maintain accuracy and confidentiality

*Ability to work overtime or extended hours when necessary

Skills Required

  • Degree in Finance or Accounting, or equivalent experience
  • Understanding of financial statements, tax returns, and credit reports
  • Analytical and problem-solving skills
  • Interpersonal and people skills
  • Oral and written communication skills
  • Organization and time-management skills
  • Presentation and public-speaking skills
  • Discretion and independent judgment
  • Strong attention to detail
  • Ability to work quickly and efficiently
  • Microsoft Office proficiency, including good Excel skills
  • Ability to work efficiently under pressure
  • Ability to maintain accuracy and confidentiality
  • Ability to work overtime or extended hours when necessary
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The Company
HQ: Gallipolis, OH
300 Employees
Year Founded: 1872

What We Do

Ohio Valley Bank, also known as OVB, is a public community bank headquartered in Gallipolis, Ohio. It provides mortgage, loan, and other banking services to individuals and communities across Ohio and West Virginia. The bank operates a regional network of offices and is a subsidiary of Ohio Valley Banc Corp., which is publicly traded on the NASDAQ Global Market under the symbol OVBC.

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