Credit Analyst

Posted 2 Days Ago
Be an Early Applicant
Charlotte, NC, USA
In-Office
Mid level
Sales • Industrial
The Role
Analyzes credit risk, approves and manages customer credit accounts, conducts collections, coordinates equipment financing, maintains credit data in SAP, releases credit holds, negotiates financing and payment terms, supports litigation matters, and ensures compliance with credit policies. The role also handles customer inquiries, resolves billing issues, trains business users, participates in accounts receivable meetings, and supports branch and customer visits.
Summary Generated by Built In

Join the Weisiger Group Team

As a family-owned company under our fourth generation of leadership, we have built our business based on the principles of trust, integrity, and a desire to help our customers and employees succeed.

Since 1926, we’ve supported the strength of our communities by supplying equipment for critical infrastructure and commerce, and by funding programs that advance social and economic vitality. Being around for nearly 100 years means we change and pivot to capture opportunities and avoid challenges. We make smart investments in our company and continuously improve as part of our vision to be a trailblazing company that’s built to last. 

We’re looking for hard-working, team-oriented professionals who enjoy working on new challenges every day. We believe our employees are the key to our success, and we’re committed to providing a work experience that helps our team grow to their full potential. 

Join a leading solutions provider and be a part of a group of highly skilled technicians, sales and support team members who exist to serve as a trusted partner to our customers, communities, and fellow employees.

Summary

Under the supervision of Credit Manager, the credit analyst is responsible for researching and examining credit risks, assessing credit history and authorizing credit based on analysis of various reports. This position manages an account portfolio to ensure prompt receivable collections and minimizing bad debts.

The person in this position must be a team player and be able to prioritize multiple projects. 

Essential Functions

  • Analyze credit risks based against company requirements in connection with granting credit approvals
  • Manages and conducts collections for the assigned account portfolio
  • Assist & coordinate equipment financing with 3rdparty lenders
  • Review & negotiate favorable finance options with customers and lenders
  • Maintain credit history and customer data within the SAP business system
  • Reviews and releases (as appropriate) sales orders placed on credit hold
  • Negotiates terms and conditions for purchase orders or customer contracts
  • Assist with litigation files such as liens, lawsuits and judgments
  • Evaluates customer records and determines if account needs to be closed, credit limit reduced or extended, or collection attempted based on credit history
  • Conducts accounts receivable meetings with management team
  • Provide business users with training on billing requirements, system and credit related processes
  • Conducts branch and customer visits as additional level of support
  • Ensures compliance of policies and procedures
  • Investigates complaints, verifies accuracy of charges, or corrects errors to account
  • Handles incoming customer service calls from internal & external customers
  • Works on special credit department projects and completes other tasks as assigned
  • Other duties as assigned.

Supervisory Responsibilities

This job has no supervisory responsibilities.

Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable qualifying individuals to perform the essential functions.

Education and/or Experience

  • Associate’s degree required. Bachelor’s degree highly preferred.
  • At least 3+ years of credit and collections experience highly preferred 

Computer Skills

  • Microsoft Office, SAP, DBS/AS400

Workplace Requirements

The physical demands and work environment described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Physical Demands

While performing the duties of this Job, the employee is regularly required to stand; walk; use hands to finger, handle, or feel; reach with hands and arms and talk or hear. The employee is frequently required to sit. The employee must frequently lift, carry, push, pull and /or otherwise move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, peripheral vision, depth perception and ability to adjust focus. 

Work Environment

While performing the duties of this Job, depending on site location, the employee may be exposed to moving mechanical parts and equipment. The employee may occasionally be exposed to high, precarious places, fumes or airborne particles; outside weather conditions and vibration. The employee may occasionally be exposed to wet and/or humid conditions; toxic or caustic chemicals; extreme cold; extreme heat and risk of electrical shock. The noise level in some work environments is occasionally loud.

We are an Equal Opportunity Employer

We require all employees to treat all our employees and candidates as equals. All personnel actions are conducted in the spirit of equal employment. We’re committed to recruit, train, promote and retain associates without regard to race, color, religion, gender, gender identification and expression, national origin, marital status, age, disability, genetic information, military status, sexual orientation or any other characteristic protected by applicable local, state or federal laws.

#Weisiger

Skills Required

  • Associate's degree
  • Bachelor's degree
  • At least 3 years of credit and collections experience
  • Microsoft Office proficiency
  • SAP proficiency
  • DBS/AS400 proficiency
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The Company
HQ: Charlotte, NC
2,300 Employees
Year Founded: 1926

What We Do

Weisiger Group is a family-owned Southeast equipment and service provider serving construction, electric power generation, and material handling markets. Through businesses including Carolina Cat and LiftOne, it supplies construction, forestry, paving, material-handling, truck-engine, and power-generation equipment, along with rentals, parts, service, engineered systems, warehouse solutions, and aftermarket support. Headquartered in Charlotte, North Carolina, it operates across five southeastern states.

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