Credit Analyst

Posted 14 Days Ago
Be an Early Applicant
4 Locations
In-Office
Junior
Fintech • Software • Financial Services
The Role
Conduct loan reviews and credit risk assessments across various loan types. Analyze credit information, compare borrower attributes against risk-rating definitions, recommend supported ratings, and prepare accurate financial statement spreads. Produce timely written analyses while supporting internal and external stakeholders. The role requires strong analytical, decision-making, communication, organization, and relationship-building skills, along with familiarity with banking and Microsoft Office tools.
Summary Generated by Built In
Job Summary & Responsibilities

What You’ll Do:

You are a valued member of the broader Loan Review team, relied upon to complete risk assessment analysis of various types.  Your strong combination of interpersonal, analytical, and decision-making skills make you a valued resource and partner to internal and external clients.


Key Accountabilities:

  • Loan Review Production and Effectiveness
  • Complete loan reviews timely and accurately
  • Understand and analyze credit information on a variety of loan types
  • Assess and compare attributes of a credit relationship to loan risk rating definitions
  • Provide well-supported rating recommendations
  • Efficiently prepare accurate financial statement spreads for reviews and new loan proposals
  • Operational Effectiveness
  • Efficiently prepare effective written analysis
  • Effectively support multiple relationships with internal and external stakeholders

About Central Bank

At Central Bank of the Midwest, our roots run deep in the communities that define our footprint and the ones that shape our culture.  Some are defined by geography, while others bring us together through shared experience, values, lifestyle or goals. 

Our Associates are the Bank, and Everyone is welcome here.  We believe in the diversity of culture, experience, thought and values to create better conversations – and thus – better decisions around the most important issues we face as an organization and community of professionals.

Central Bank of the Midwest is committed to building an inclusive culture that opens a world of opportunity for our team, customers, and every community within our reach.  We embrace people and opportunities, engage with our time, talent and resources, and elevate relationships through added value.  With a shared commitment to our core values, we RISE together!  We RISE by lifting others.  These words provide a benchmark for our motives, and compass to guide our words and actions.  We pledge to create and sustain a culture of belonging, where we can learn, understand and support the differences that make us better – together. 

Preferred Qualifications
This position is posted for Lee’s Summit, however the permanent work location is flexible, and other locations will be considered. Initial training will be conducted in Lee’s Summit.
You’ve Got This:        
  • Bachelor’s Degree in Accounting or Finance
  • 2+ years of financial statement analysis experience preferred
  • Solid ability to handle confidential information appropriately and with integrity
  • Must be conscientious regarding detail and thoroughness in completing work tasks
  • Commitment to the organization’s core values
  • Strong time management and organizational skills
  • Competencies:                      

    • Relationship Building - Ability to develop and build strong relationships with clients and internal stakeholders. Ability to influence others through informal leadership.
    • Communication – Strong ability to effectively communicate (oral and written) with multiple levels of the organization (internally and externally).
    • Problem Solving – Ability to identify a problems root cause and drive to resolution. Ability to escalate where appropriate and ensure follow through.
    • Business Acumen-Basic understanding of the Banking industry and business environment both internally and externally.
    • Other Key Competencies include: Computer skills - Word - Excel - PowerPoint – Outlook
  • Location:
    This position is posted for Lee’s Summit, however the permanent work location is flexible, and other locations will be considered. Initial training will be conducted in Lee’s Summit.

Skills Required

  • Bachelor’s degree in Accounting or Finance
  • 2+ years of financial statement analysis experience
  • Ability to handle confidential information with integrity
  • Strong attention to detail and thoroughness
  • Commitment to organizational core values
  • Strong time management and organizational skills
  • Strong oral and written communication skills
  • Problem-solving and resolution skills
  • Basic understanding of the banking industry and business environment
  • Computer skills using Word, Excel, PowerPoint, and Outlook

Central Bank Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Central Bank and has not been reviewed or approved by Central Bank.

  • Retirement Support — A two-part 401(k) combines a 50% match on the first 6% contributed with an automatic 4% nonelective employer contribution, with auto-enrollment and auto-escalation. Employer funds vest on a graded schedule reaching 100% at five years.
  • Leave & Time Off Breadth — PTO for full-time staff starts at 18 days per year and increases with service up to 27 days, and the organization follows the Federal Reserve holiday schedule. Part-time employees accrue PTO on a pro‑rata basis.
  • Healthcare Strength — Medical, dental, vision, and prescription coverage are offered with eligibility typically beginning the first of the month after hire, alongside HSA and FSA options. Life, AD&D, and short- and long-term disability plus an EAP enhance health and protection.

Central Bank Insights

Am I A Good Fit?
beta
Get Personalized Job Insights.
Our AI-powered fit analysis compares your resume with a job listing so you know if your skills & experience align.

The Company
HQ: Jefferson City, Missouri
2,779 Employees
Year Founded: 1902

What We Do

Central Bank is a privately held $20 billion bank headquartered in Jefferson City, Missouri. Serving 13 markets in 8 states. Central Bank specializes in community banking, with a particular focus on delivering leading-edge technology through its network of more than 150 facilities operating in Missouri, Kansas, Illinois, Colorado, Iowa, Tennessee, North Carolina, Florida, and Oklahoma, as well as more than 22,000 ATMs nationwide. Member FDIC. "Strong Roots. Endless Possibilities."​ reflects our long-standing commitment to the communities we serve, as well as our commitment to delivering high-quality, leading-edge financial products and services that help our customers and communities grow and succeed. As our product and service offerings continue to expand, we assure you that our commitment to the community will only grow stronger. All of our lending decisions are made locally in the community you live. Equal Opportunity Employer–minorities/females/veterans/individuals with disabilities/sexual orientation/gender identity.

Similar Jobs

In-Office
2 Locations
89016 Employees
76K-151K Annually
In-Office
Shawnee, KS, USA
962 Employees

Citizens Logo Citizens

Pricing Analyst

Digital Media • Fintech • Information Technology • Machine Learning • Financial Services • Cybersecurity • Automation
In-Office or Remote
2 Locations
17000 Employees
135K-176K Annually

TreviPay Logo TreviPay

Credit Risk Analyst II

Fintech • Software • Financial Services
Hybrid
Overland Park, KS, USA
808 Employees

Similar Companies Hiring

Onshore Thumbnail
Artificial Intelligence • Fintech • Software • Financial Services
New York, New York
60 Employees
Revel Thumbnail
Aerospace • Hardware • Robotics • Software
Marina Del Rey, California
60 Employees
Blee Thumbnail
Artificial Intelligence • Marketing Tech • Software
New York, New York
30 Employees

Sign up now Access later

Create Free Account

Please log in or sign up to report this job.

Create Free Account