Our client, a $300M Community Bank, has asked us to assist in the search for the banks next Credit Analyst in Oklahoma City, OK. It will be responsible for underwriting a broad range of commercial credits up to $10MM.
Essential Responsibilities:
- Analyze financial statements, tax returns, cash flow statements, and other financial data to assess borrower creditworthiness.
- Prepare detailed credit memorandums, including risk ratings, financial trends, and repayment capacity analysis.
- Spread and analyze financial statements using bank-approved software and systems.
- Assess collateral adequacy and review appraisals, borrowing base certificates, and other supporting documentation.
- Identify strengths, weaknesses, and key risk factors associated with each credit request.
- Perform annual reviews, renewals, and ongoing monitoring of assigned loan relationships.
- Ensure all analyses comply with internal loan policy, regulatory expectations, and underwriting standards. *
- Support internal and external audits, loan reviews, and regulatory examinations.
Key Requirements:
- Bachelor’s degree in finance, accounting, business, or a related field required.
- Minimum 3 years of commercial underwriting experience, commercial lending practices, and loan structuring
- Strong understanding of financial statement analysis, cash flow analysis, and credit risk principles.
- Knowledge with banking regulations and credit compliance requirements
- Ability to manage multiple priorities and meet deadlines in a fast-paced environment.
- Effective written and verbal communication skills.
- Ability to work both independently and collaboratively with lending and credit teams.
Skills Required
- Bachelor's degree in finance, accounting, business, or a related field
- Minimum 3 years of commercial underwriting experience
- Experience with commercial lending practices and loan structuring
- Strong understanding of financial statement analysis, cash flow analysis, and credit risk principles
- Knowledge of banking regulations and credit compliance requirements
- Ability to manage multiple priorities and meet deadlines
- Effective written and verbal communication skills
- Ability to work independently and collaboratively with lending and credit teams
What We Do
Ressler Consulting is an executive search firm focused on the banking and financial services sectors. It helps banks and other financial institutions identify and place leadership and other specialized talent through contingent, exclusive, and retained search models. The firm emphasizes personalized service, strategic recruiting, trusted-advisor relationships, cultural alignment, and long-term placements, aiming to strengthen organizations and support sustainable growth for clients and candidates.
