Credit Analyst

Posted 4 Hours Ago
Be an Early Applicant
Ops, Township of Ops, ND, USA
In-Office
Mid level
Robotics • Appliances • Industrial • Manufacturing
The Role
Evaluate and manage credit risk for North American customers by reviewing credit applications, setting and monitoring credit limits, maintaining accurate customer financial records, releasing credit holds, preparing credit reports, and leading order-to-cash process improvements while collaborating with internal stakeholders.
Summary Generated by Built In

We are looking for your talent! Join our team to work in a creative and multidisciplinary environment with professionals from the United States, Denmark, Hungary, among others.

Main Responsibility:

Evaluate and manage the credit risk of North American customers by reviewing credit applications, setting and monitoring credit limits, maintaining accurate customer financial information, and ensuring customer exposure aligns with approved limits while supporting the overall order-to-cash process.

Key Responsibilities:

Assess customer account applications and establish or update credit limits.

Review customer ledgers regularly, utilizing external AI tools to support decision-making.

Evaluate credit risks for leasing and rental proposals.

Ensure customer information (existing and new accounts) is properly filed, updated, maintained, and entered into systems on time.

Monitor and release credit holds when appropriate and communicate portfolio credit release issues to relevant stakeholders.

Ensure customer exposure remains consistent with approved credit limits.

Review, renew, and adjust credit limits based on business needs, customer payment performance, and risk indicators.

Identify and proactively escalate credit limit concerns.

Develop and maintain strong relationships with internal stakeholders at all levels.

Prepare credit-related reports and analysis.

Participate in ad-hoc group projects and take leadership in process improvement initiatives related to order-to-cash.

Experience Required:

  • Experience in credit analysis, risk assessment, or financial analysis.

  • Experience working with customer credit applications, ledgers, and exposure monitoring

  • Familiarity with credit holds, credit limit management, and order-to-cash processes.

  • Experience interacting with internal stakeholders (Sales, Customer Care, Finance).

  • Experience preparing financial or credit-related reports.

  • Experience participating in process improvement or cross-functional projects is a plus.

Qualifications & Skills:

Strong analytical and risk-assessment skills.

Understanding of credit management, customer exposure, and financial indicators.

Ability to interpret ledgers, payment performance trends, and credit reports.

Strong communication and stakeholder-management abilities.

High attention to detail and accuracy in maintaining customer data.

Ability to work proactively, identify issues, and escalate risks when needed.

Organizational skills for managing multiple customer accounts.

Ability to use or learn AI-driven tools for credit evaluation.

Problem-solving mindset and openness to process improvement.

What makes us different?

At Nilfisk, we know that great collaborators make a great company. We value teamwork, autonomy,  effort, and the development of our employees.

We offer work in multicultural teams, work-life balance, benefits that exceed legal requirements, a diverse cultural environment, career development, and of course, unlimited coffee.

Superior benefits: Year-end bonus, Savings fund, Meal vouchers, Major medical expenses insurance, Life insurance, Vacation bonus, Employee Profit sharing, Annual Medical exam, dental & vision support.

You will receive attention and support from a team of experts in Human Resources who possess strong interpersonal and empathetic skills.

Interested?

If this could be your next career challenge, please apply already today. If you have questions before that you are welcome to contact Carla Medina.

What happens with your application?

We will look at your application and contact you for a phone interview if relevant. Hereafter, if there is a mutual match, we will invite you to an interview with the hiring manager and potentially a colleague.

The next interview will be on site with our local HR team, this will provide an opportunity for you, to see our site and your potential workplace, and get to know us and our culture.

Let’s create a cleaner future together

Cleaning has emerged as a key contributor to health and safety, sparked by technology and innovation. At Nilfisk we are a driving force in this development. Being part of Nilfisk means thinking outside of the box, bringing your inspiring ideas to life, sharing the results, and learning from your setbacks. We believe that diversity is our greatest strength – as we achieve the best results from a wide variety of views and approaches. At Nilfisk, you have the freedom to be yourself and express your opinions. Nilfisk is firmly committed to growth and sustainability in everything we do. You will be empowered in your role as you collaborate with passionate colleagues on a quest to create a cleaner future.

Are you ready to make a change for a cleaner future?

About Nilfisk

Nilfisk is a world-leading provider of professional cleaning equipment and services, founded in Denmark in 1906. With approximately 4,500 employees across 45 countries and products sold in over 100 markets, we are committed to developing sustainable cleaning solutions that improve quality of life. We are listed on Nasdaq Copenhagen and a proud member of the United Nations Global Compact.

We embrace diversity and equality with an environment of inclusion. We encourage everyone to apply for the position, regardless of origin, race, ethnicity, religion, physical or mental ability, gender, gender-identity or expression, sexual orientation, and age.

Job applicant FAQ

Do you have questions regarding the recruitment process or alike? Please visit our FAQ for job applicants.

Talent Acquisition Process

Nilfisk does not charge any fee at any stage of the recruitment process. We do not request payment or fees from candidates for any employment-related purpose.  If you encounter any such activity, please report it immediately on the Nilfisk Whistleblower website.

Skills Required

  • Experience in credit analysis, risk assessment, or financial analysis.
  • Experience working with customer credit applications, ledgers, and exposure monitoring.
  • Familiarity with credit holds, credit limit management, and order-to-cash processes.
  • Experience interacting with internal stakeholders (Sales, Customer Care, Finance).
  • Experience preparing financial or credit-related reports.
  • Experience participating in process improvement or cross-functional projects.
  • Strong analytical and risk-assessment skills.
  • Understanding of credit management, customer exposure, and financial indicators.
  • Ability to interpret ledgers, payment performance trends, and credit reports.
  • Strong communication and stakeholder-management abilities.
  • High attention to detail and accuracy in maintaining customer data.
  • Ability to work proactively, identify issues, and escalate risks when needed.
  • Organizational skills for managing multiple customer accounts.
  • Ability to use or learn AI-driven tools for credit evaluation.
  • Problem-solving mindset and openness to process improvement.
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The Company
4,100 Employees
Year Founded: 1906

What We Do

Nilfisk is a world-leading global provider of professional cleaning equipment and services, specializing in floorcare equipment, vacuum cleaners, and high-pressure washers. Founded in 1906, the company serves industrial, commercial, and consumer markets in over 100 countries. Its mission is to improve the quality of life by creating cleaner, healthier, and safer environments through innovative cleaning solutions.

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