Credit Analyst

Posted 16 Days Ago
Be an Early Applicant
Imperial, PA, USA
In-Office
Mid level
Food
The Role
Perform credit evaluations and analysis for new and existing accounts, review financial statements and credit reports, approve or recommend transactions, monitor accounts receivable and order activity, escalate risks, meet with customers, and support collections to minimize bad debt while enabling sales.
Summary Generated by Built In

Welcome to Gordon Food Service! We are excited that you are thinking about opportunities with us, and we have an amazing story to share. See below for a quick glance of who we are and the impact you could have on the food service industry. There's a seat at our table for you...

Position Summary:

The Credit Analyst will be working out of our Imperial, PA Distribution Center and will perform the credit evaluation and analysis of all prospective new business and existing accounts within assigned AR portfolio, document potential exposure to risk, and communicate directly with customers and to sales. They will maximize sales through a flexible and innovative approach of credit risk / order review and releases.  They will minimize the investment in receivables by ensuring that accounts are collected as close to term, and protect the company against unwarranted bad debt losses.

What you will do:

  • Responsible for adherence to GFS Credit & Collection policies, practices and procedures across assigned region(s).

  • Reviews credit reports, payment history, financial information and industry trends to support exposure in order to effectively minimize risk and maximize sales.

  • Review & research customer  account application for completeness & accuracy , analyze past and current financial statements of companies, along with bank references,

  • Commercial business reports ie. D&B,Experian or Equifax and information via Internet or other credit sources.

  • Provide transactional approval with respective credit authority and or recommendation for transactions above credit authority.  Provide appropriate written Financial reviews  per authority guidelines.

  • Monitor customer order activities, accounts receivable and payment history on a daily basis to identify risk and ensure adherence to credit terms.

  • Escalate key issues to Credit Manager, Sales and Leadership of potential credit risks in portfolio to determine next plan of action.

  • Meets periodically with customers to review financials and to ensure recoverability of outstanding exposure. 

  • Establishing and maintaining good working relationships with customers and sales.

  • Maintains confidentiality and uses utmost discretion with matters including but not limited to personal and or financial information in the duties of the position.

  • Performs other duties and special projects as assigned.

When you will work: 

  • Monday through Friday, 8:00am - 5:00pm. 

  • Hybrid Work Schedule: 4 days in office, 1 day from home.

What you will bring to the table:

  • Three to five years of related professional experience with exposure to customer credit evaluations and analysis or an equivalent combination of education and experience.

  • Bachelor's Degree in Finance, Accounting, Business or related.

  • Strong written and verbal communication skills

  • Must be able to read, interpret and comprehend financial statements and business/personal credit reports.

  • Ability to prioritize tasks in high energy environment.

  • Understanding of credit risk management fundamentals

  • Ability to solve problems under pressure and provide creative solutions when necessary

  • Experience with negotiations and using sound judgement

  • Must be creative in order to maximize Sales and minimize risk.

  • Goal oriented, motivated self starter, with excellent organizational skills and the ability to handle multiple tasks.

  • Be able to work within tight time demands, work independently or in a team environment.

  • Proficiency with MS Office - Word, Excel and skill set to perform research on Internet.

BE PART OF AN AMAZING CULTURE WHERE WHAT MATTERS TO YOU, MATTERS TO US!

Gordon Food Service values our customers and understands that their success is largely dependent upon their workforce. To demonstrate our commitment to our partnership, we will require any candidate who works for a Gordon Food Service customer to provide a letter of support from their management if they are selected for the interview process.

Equal Employment Opportunity is a matter of policy at Gordon Food Service, Inc. and we are committed to a work environment in which all individuals are treated with respect and dignity.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, status as a protected veteran, or status as a qualified individual with disability.  If you require reasonable accommodation for any part of the application or hiring process due to a disability, please submit your request to [email protected] and use the words “Accommodation Request” in your subject line. 

All Gordon Food Service locations are tobacco-free.

Gordon Food Service is a drug-free workplace and conducts pre-employment drug tests.

Skills Required

  • Three to five years of related professional experience with customer credit evaluations and analysis
  • Bachelor's degree in Finance, Accounting, Business or related field
  • Ability to read, interpret and comprehend financial statements and business/personal credit reports
  • Experience using commercial credit reports (D&B, Experian, Equifax) and other credit sources
  • Proficiency with Microsoft Office (Word, Excel) and internet research
  • Strong written and verbal communication skills
  • Understanding of credit risk management fundamentals
  • Ability to prioritize tasks in a high-energy environment and handle multiple tasks
  • Experience with negotiations and using sound judgement
  • Maintain confidentiality and discretion with personal and financial information
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The Company
HQ: Wyoming, Michigan
20,000 Employees
Year Founded: 1897

What We Do

We’ve grown to become the largest family-operated broadline food service distributor in North America by upholding the same business approach since 1897—being passionately committed to the people we serve. We believe in the power of good food—to bring people together and make moments special. Every product, every order, and every decision we make is inspired by the people on the other side of the plate. We distribute to foodservice operators throughout the Midwest, Northeast, Southeast and Southwest regions of the U.S. and coast to coast in Canada. Our company also operates more than 170 Gordon Food Service Stores, which are open to the public and provide the benefits of restaurant-quality products and friendly, knowledgeable service. Gordon Food Service Stores do not charge a membership fee. Gordon Food Service Stores are the primary supplier for many small foodservice operators, including: restaurants, churches, daycare providers, caterers, event planners, and other small businesses. We offer a broad range of employment opportunities throughout our corporate offices, distribution centers, and retail stores. We have a strong commitment to our employees and foster an environment that promotes internal growth, training, and career development opportunities. Gordon Food Service is an Equal Opportunity Employer and does not discriminate against any person on the basis of age, sex, race, religion, national origin, disability, or veteran status.

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