The Role
Perform credit assessment for SME proposals by preparing CAMs, conducting financial statement, bureau and credit analyses, and due diligence. Streamline sanction processes, ensure regulatory compliance, improve relationship manager productivity, and resolve customer issues on first contact. Draft internal notes, reports and communications, monitor account risks, and work to improve TAT and operational efficiency.
Summary Generated by Built In
- Streamline sanction processes to reduce approval timelines, ensuring customers receive decisions swiftly.
- Enhance due diligence measures to fortify security protocols, safeguarding against potential risks and ensuring regulatory compliance.
- Implement strategies to optimize the productivity of relationship managers, enabling them to efficiently reach out to clients and cater to their needs effectively, thereby fostering stronger client relationships.
- Measures to ensure that customer queries and issues are resolved comprehensively during their initial interaction, fostering a smoother and more efficient customer journey.
- Prepare comprehensive CAMs for SME proposals, conducting financial statement, bureau, and credit analyses.
- Ensure compliance with regulatory norms and internal processes to improve TAT and operational efficiency.
- Conduct due diligence on client projections, financial data, and regulatory compliance, highlighting risks in CAMs and monitoring accounts.
- Draft internal communications, notes for authorities, and necessary reports.
Qualifications: MBA/Graduate
Experience: 7 to 10 years
Skills Required
- MBA or Graduate degree
- 7 to 10 years of relevant credit analysis experience
- Prepare CAMs for SME proposals including financial statement, bureau, and credit analyses
- Conduct due diligence on client projections, financial data, and regulatory compliance
- Ensure compliance with regulatory norms and internal processes to improve TAT and operational efficiency
- Draft internal communications, notes for authorities, and necessary reports
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The Company
What We Do
CSB is a full service bank established in 1920 and headquartered in Thrissur, Kerala. CSB has over 703 branches covering not just the district headquarters and large towns but also semi-urban and rural centers. Thanks to its unique origin and history, CSB is considered a household banking brand in Kerala. CSB offers Retail, Wholesale and SME Banking services through its footprint of over 703 branches across the country serving over 2 million customers.
