Credit Analyst II

Reposted 3 Days Ago
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Scottsdale, AZ, USA
In-Office
Mid level
Logistics • Transportation • 3PL: Third Party Logistics
The Role
Perform financial statement analysis and credit risk assessments for domestic and international customers, manage a portfolio of accounts, recommend credit limits and risk ratings, prepare journal entries, communicate decisions to branches, and escalate high-risk matters.
Summary Generated by Built In
Company Description

“We’re not in the shipping business; we’re in the information business”

Peter Rose, Expeditors Founder

Expeditors is a Fortune 500 global logistics company that satisfies the increasingly sophisticated needs of international trade through customized solutions and seamless, integrated information systems. We pride ourselves on being a solutions-based organization and take time to understand each customer’s individual business needs. As a non-asset based organization, we have considerable flexibility when managing our customers’ supply chains.

Our industry professionals, award winning processes, and globally unified systems ensure that we always live up to our promise, You’d be surprised how far we’ll go for you.®

- 18,000 trained professionals

- 250+ locations worldwide

- Fortune 500

- Globally unified systems

Job Description

The Credit Analyst II plays a critical role in evaluating and managing credit risk for new and existing customers by performing detailed financial analysis and applying company credit policies with sound judgment. This role builds on foundational credit experience and represents a progression from transactional credit work toward more independent analysis, risk assessment, and decision-making.

The Credit Analyst II manages a portfolio of accounts with moderate to higher complexity, reviews financial statements for public and private companies, and provides well-supported credit recommendations. This position regularly partners with branch offices and internal stakeholders, balancing customer service with prudent risk management.

The ideal candidate has demonstrated growth in credit analysis, can work independently on most assignments, and is developing the confidence and judgment required for senior-level responsibilities.

Major Duties and Responsibilities

  • Analyze financial statements and third-party financial data for public and private domestic and international customers to assess credit risk
  • Evaluate customer creditworthiness and recommend credit limits, terms, and risk ratings in accordance with company policy
  • Manage and monitor a portfolio of accounts, proactively identifying changes in financial condition, payment behavior, or business risk
  • Recommend changes to risk ratings and credit limits based on payment trends, business type, terms, and other factors.
  • Review payment trends, industry conditions, and customer structures to support informed credit decisions
  • Prepare journal entries within company policies, ensuring accuracy and compliance.
  • Communicate credit decisions, risk concerns, and financial requirements clearly and professionally to branch offices and internal partners
  • Respond to credit-related inquiries from branch locations, providing timely and solutions-oriented support
  • Draft internal documents such as Non-Disclosure Agreements and Letters of Guarantee
  • Escalate higher-risk or more complex credit matters to senior analysts when appropriate
  • Perform additional projects and duties as assigned

Location Requirement:
This position is in-office at our branch located in Scottsdale, AZ. Remote work is not available. Candidates must reside within commuting distance or be willing to relocate.

Qualifications

  • Bachelor’s degree in accounting, finance, or a related field
  • 3–5 years of progressive credit, financial analysis, or related experience
  • Demonstrated ability to analyze and interpret financial statements and credit reports
  • Strong working knowledge of credit risk principles and internal controls
  • Advanced proficiency in Microsoft Excel (pivot tables, formulas, data analysis)
  • Strong written and verbal communication skills, with the ability to explain financial concepts clearly
  • Proven organizational skills with the ability to manage multiple priorities and meet deadlines
  • High attention to detail and accuracy
  • Strong customer service orientation with professional judgment
  • Ability to work independently while knowing when to seek guidance
  • Aptitude for learning new systems and adapting in a fast-paced environment

Additional Information

All your information will be kept confidential according to EEO guidelines.

Expeditors offers competitive benefits to all full time employees

Top Skills

Excel
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The Company
HQ: Seattle, WA
15,812 Employees
Year Founded: 1979

What We Do

Expeditors is a global logistics company headquartered in Seattle, Washington. As a Fortune 500 (374) company, we employ over 16,500 trained professionals in a worldwide network of over 320 locations across six continents. Expeditors is focused on the increasingly sophisticated needs of international trade through customized solutions and seamless, integrated information systems. Our services include air and ocean freight consolidation and forwarding, vendor consolidation, customs clearance, cargo insurance, distribution and other value-added logistics services. We pride ourselves on being a solutions-based organization that takes the time to understand each customer's individual business needs. As a non-asset based organization, we have considerable flexibility when managing customers'​ supply chains. Our relationships with local suppliers and global air and ocean partners provides our customers with the best routing and pricing options. Expeditors'​ comprehensive, flexible spectrum of services is supported by leading-edge information technology providing the highest level of end to end visibility. To maintain consistent quality and customer service across the globe, Expeditors has regional headquarters located in London, Dubai, Shanghai and Singapore. At Expeditors, our industry professionals, award winning processes and globally unified systems ensure that we always live up to our promise, "You'd be surprised how far we'll go for you."​

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