The Credit Analyst II is responsible for reviewing prospective opportunities brought to the Bank by the Loan Officers. The Credit Analyst gathers and analyzes credit information on current and prospective borrowers and independently develops sound conclusions supported by thorough and concise presentations of findings regarding the advisability of granting credit.
ESSENTIAL FUNCTIONS
- Independently underwrite prospective financing packages of low-to-medium complexity in accordance with bank policy.
- Maintain a strong knowledge of standard calculations and credit analysis techniques and use to develop sound conclusions supported by thorough and concise presentations of findings.
- Assist in the maintenance of Bank filing systems as new information is received.
- Perform market, industry, and economic analyses to identify trends and variances.
- Participate in ongoing process improvement initiatives.
- 2+ years’ experience in banking and/or a similar analytical position.
- Strong analytical and math skills.
- Proficient in Microsoft Office suite including Excel and Word and familiarity with basic computer applications.
- Strong written and verbal communication skills
- Ability to multi-task, prioritize work, and adapt to changes in working environment.
- Salesforce experience preferred.
- Bachelor’s degree preferred
Top Skills
What We Do
Since 1960, Northern Bank has been the banking partner of choice for businesses and consumers throughout New England. We take an entrepreneurial, commonsense approach to providing a complete line of banking solutions. We are deeply invested in the communities we serve and passionately committed to helping you, our customers, grow. Thanks to the unwavering dedication of our team and the loyalty of our customers, we have been named the #1 performing Community Bank in New England for seven straight years and #1 in the United States in 2015. Northern Bank provides businesses and individuals with deposit and cash management services, commercial and franchise financing, residential mortgages, and wealth management services. We currently operate 12 branches in the Greater Boston market. For more information, contact us at 800-273-6908 or visit www.nbtc.com. Member FDIC | Equal Housing Lender. http://facebook.com/northernbankma http://twitter.com/northernbankma Social Media Guidelines: https://www.nbtc.com/customer-service/FAQs/what-are-our-social-media-guidelines-610
