Credit Analyst II, III, Sr

Reposted 19 Days Ago
Be an Early Applicant
Houston, TX
In-Office
Mid level
Energy
The Role
The Credit Analyst II/III manages daily credit operations, performs financial modeling, establishes credit limits, and collaborates across teams to support credit risk mitigation and reporting activities.
Summary Generated by Built In

Williams is committed to creating a diverse and inclusive environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity and expression, national origin, age, marital status, disability, veteran status, genetic information or any other basis protected under applicable discrimination law.

Do something that means something at Williams. This isn’t just a job - it’s an opportunity to explore and discover your passion with coworkers who become friends and mentors who push you to be your best self in and out of the office. At Williams, we make clean energy happen. And you can too, so bring your energy to ours.

The Credit Analyst Senior handles the daily operations, applicable projects, training of new employees and reporting of the credit department which includes: new counterparty setups, credit limits on counterparties, contract reviews, customer inquiries, mentoring of others and monitoring of credit exposures. The ability to work in a team environment and possess an unwavering attention to detail are keys to success.

Your work will challenge you, and with our Core Values to guide you, you’ll quickly learn and grow with us.

Credit Analyst Sr

Responsibilities/Expectations:
  • Analyzes creditworthiness of new and existing counterparties and recommend credit limits; approve credit limits for new and existing counterparties up to Delegation of Authority

  • Processes issuance and amendments of collateral instruments

  • Monitors credit exposure versus established credit limits

  • Reviews and approves of counterparty contracts - new and amendments

  • Handles counterparty inquiries related to internal and external credit exposure

  • Produces reports on credit activities and operations

Education/Years of Experience:
  • Required: Bachelor's degree in Accounting, Finance, Economics or Business; a minimum of seven (7) years working in a Finance/Accounting/Business environment

  • Preferred: A minimum of ten (10) years oil and gas experience in a Finance/Accounting area

Other Requirements:
  • Demonstrates outstanding organizational/interpersonal skills and safety as the utmost priority

  • Proficiency in Microsoft Office Applications

  • Keen analytical skills, crucial for problem solving

  • Detailed understanding of financial documents and ratio analysis

  • Ability to present information and respond to questions from leaders and counterparties

  • Dedication to meet timelines and quickly adjust priorities

  • May be required to work overtime, including possibly working extended hours, weekends, and holidays as the need arises

Credit Analyst III

Responsibilities/Expectations:
  • Establishes credit limits for new and existing counterparties

  • Processes issuance and amendments of collateral instruments

  • Reviews A/R for counterparties and monitors credit exposure

  • Reviews and approves counterparty contracts; handles counterparty inquiries

  • Produces reports of credit activities and operations

  • Other duties as assigned

Education/Years of Experience:
  • Required: Bachelor's degree in Accounting, Finance, Economics, Business; a minimum of five (5) years of experience working in Finance/Accounting/Business

  • Preferred: Master's degree in Accounting, Finance, Economics, Business; a minimum of seven (7) years of Finance or Accounting experience in the oil and gas industry

  • Preferred: CPA

Other Requirements:
  • Demonstrates excellent organizational/interpersonal skills and safety as the utmost priority

  • Proficiency in Microsoft Applications and PC skills

  • Strong analytical and problem solving skills

  • Excellent attention to detail

  • Detailed understanding of financial documents and ratio analysis

  • Ability to present information and respond to questions from management and counterparties

  • Comfortable meeting deadlines and changing priorities

  • Able to mentor employees and provide feedback on operational improvements

  • May be required to work overtime, including possibly working extended hours, weekends, and holidays as the need arises

Credit Analyst II

Responsibilities/Expectations:
  • Coordinates review of credit terms within counterparty agreements and provides recommendations
  • Issues letters of credit and guarantees according to company guidelines
  • Develops positive relationships with internal/external counterparties
  • Makes decisions regarding credit limits and resolves sophisticated credit problems within company guidelines
  • May mentor others
  • Produces reports on credit activities/operations on a daily, weekly, monthly, quarterly and annual basis
  • Performing Counterparty exposure management using an enterprise-wide Credit System
  • Working with external customers to negotiate credit terms of commercial contracts and to negotiate, implement, and manage credit support instruments
  • Performing financial modeling to support establishment of Credit Limits
  • Representing Williams at conferences
  • Other duties as assigned
Education/Years of Experience:
  • Required: Bachelor’s degree business, finance or accounting and minimum of three (3) years working in an accounting/finance environment
  • Preferred: A minimum of five (5) years oil and gas experience in an accounting/finance area
Other Requirements:
  • Demonstrates excellent organizational/interpersonal skills and safety as the utmost priority
  • Proficiency in Microsoft Office Applications and PC skills
  • Detailed understanding of finance and accounting principals, financial documents and ratio analysis
  • May be required to work overtime, including possibly working extended hours, weekends, and holidays as the need arises

Why Choose Williams?

We are committed to providing our employees with competitive compensation and benefits as part of your Total Rewards package to help protect your current and future physical, emotional, and financial health. We generally offer health benefit programs to our employees and their families that are competitive and flexible enough to meet your needs, and retirement benefits to allow you to invest now for financial security when you retire.  With rich learning and development programming and a high internal mobility rate, you are not just applying to a job with Williams; you are embarking on an exciting career!

  • Competitive compensation
  • Annual incentive program
  • Hybrid work model - one work from home day each week for most office-based roles
  • Flexible work schedule for most field-based roles
  • 401(k) with company matching contribution and a fixed annual company contribution
  • Comprehensive medical, dental, and vision benefits
  • Generous company-paid life insurance and disability benefits
  • A consumer-driven health plan option with the potential for a generous company contribution to a Health Savings Account
  • Healthcare and Dependent Care Flexible Spending Accounts
  • Paid time off, including floating and company holidays
  • Wellness Program with annual rewards
  • Employee stock purchase plan
  • Robust employee learning and development
  • High internal mobility (we promote from within)
  • Parental leave (we provide up to 6 weeks for each parent)
  • Fertility coverage and adoption benefits
  • Domestic partner benefits
  • Educational reimbursement
  • Non-profit donation matching contributions and time off to volunteer
  • Employee resource groups
  • Employee assistance programs
  • Technology to make our work more productive and collaborative
  • Regular employee engagement surveys and feedback processes

Williams has a long history of making a significant difference in the communities where we live and work, and we strive to cultivate an environment of employee inclusion, innovation and passion that values all voices and opinions. We help each other succeed and great things happen when people from a diverse set of backgrounds come together. Together, we make clean energy happen.

Eligibility and benefits are governed by the terms of the applicable plan or program document which can be amended or terminated at any time.

For more information, please visit https://www.williams.com/careers/total-rewards/.

Education Requirements:

Skill Requirements:

Competency Requirements:

Action oriented, Collaborates, Communicates effectively, Customer focus, Drives results, Ensures accountability, Instills trust

Top Skills

Microsoft Applications
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The Company
HQ: Tulsa, OK
5,280 Employees
Year Founded: 1908

What We Do

Williams has been around for more than a century, but our work has never been more important. Our employees impact people’s lives every day, fueling the clean energy economy with large-scale energy infrastructure that connects natural gas supplies to markets with growing demand for cleaner fuel.

We handle 30% of the natural gas in the United States that is used every day to heat our homes, cook our food and generate our electricity. Williams works closely with customers to provide the necessary infrastructure to serve growing markets and safely deliver natural gas products to reliably fuel the clean energy economy. With interstate natural gas pipelines and gathering & processing operations throughout the country, we reliably deliver value to our employees, investors, customers and communities by running our business with authenticity and a safety-driven culture, leading our industry into the future.

Our employees are our most valued resource and the driving force behind our reputation as a safe, reliable company that does the right thing, every time. At Williams, we make clean energy happen. And you can too, so bring your energy to ours.

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