Covenant Compliance Review Analyst I

Posted 11 Days Ago
Be an Early Applicant
10 Locations
In-Office
Entry level
Financial Services
The Role
Monitor pledged marketable securities and asset-based lines of credit for covenant compliance, track documentation, notify relationship managers and loan operations of shortfalls, assist in risk identification and provide administrative support to the Covenant Compliance Manager.
Summary Generated by Built In
Your Career. Your Story. Let's Write the Next Chapter Together.

At Origin Bank, a job isn't just a paycheck - it's a meaningful journey. We're committed to helping you grow both professionally and personally in an environment where people come first. We offer a competitive total rewards package, including generous benefits and compensation tailored to your skills, experience, and education.

What truly sets us apart is our people-first culture. Here, you'll be supported by unique initiatives like our Dream Manager program, one-on-one guidance from a nationally certified health and wellness coach, and free access to certified financial professionals who are here to help you plan for your future.

If you're looking for a career that empowers you to make meaningful connections, positively impact others, and pursue your personal and professional dreams-we'd love to meet you. Apply today and start the most rewarding chapter of your career with us.

Job Description

Daily management support of marketable securities monitoring and desk top monitoring of borrowing base certificates as it pertains to asset-based line monitoring; as well as imaging documents received by performing the following duties.

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Duties and Responsibilities include the following:

  • Performs monitoring of pledged marketable securities.
  • Performs and monitors asset-based lines of credit to determine compliance within respective loan agreement funding definitions and ensures proper tracking of documentation.
  • Notifies Relationship Manager of collateral shortfalls to avoid loss to the bank and monitors situation to ensure the shortfall is cured within its prescribed time frame. 
  • Notifies Loan Operations to adjust availability of RLOC. 
  • Ensures bank-wide proper tracking of documentation of asset-based lines of credit.
  • Assists Manager in identifying potential problem credits for appropriate risk rating.
  • Provides administrative assistance as needed for Covenant Compliance Manager and the Department.     

Supervisory Responsibilities                                                       

This job has no supervisory responsibilities.

Skills - To perform the job successfully, an individual should demonstrate the following skills:

Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education and/or Experience                                                     

Bachelor's degree (B. A.) from four-year college or university in Finance or Accounting preferred.  Working knowledge of federal/state laws related to banking/lending practices.

Computer Skills                                                               

To perform this job successfully, an individual should have basic knowledge of computer applications such as the Internet, Outlook, Microsoft Word, and Excel.  Ability to use bank-specific software such as MPC, IBS, ADP, etc. Ability to use basic office machines.

Bank Culture/Customer Service Skills

Promotes the Bank’s culture, including the support of our Brand promise and Core Values.

Ability and judgment to interact and communicate appropriately with other employees, customers, and supervisor. Ability to serve customers, both internal and external, (community/public) in a manner that will reflect superior customer relations and enhance the overall marketing effort of Origin Bank.

Physical Demands

While performing the duties of this job, the employee is regularly required to sit and talk or hear.  The employee is frequently required to walk and use hands to finger, handle, or feel. The employee is occasionally required to stand; reach with hands and arms and stoop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision and ability to adjust focus.

Work Environment

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

This position operates in a professional banking environment and routinely uses standard office equipment and digital tools such as secure financial systems, computers, phones, photocopiers, and scanners. The role requires maintaining a high level of professionalism, confidentiality, and attention to detail in all interactions.

Work is typically performed in a corporate office setting with a moderate noise level and a dynamic, collaborative, and inclusive workplace where innovation thrives.  Expect a fast-paced, supportive atmosphere where your ideas are heard, and your contributions make an impact. This role may occasionally require travel.

This job description reflects management's assignment of essential functions. It does not prescribe or restrict the tasks that may be assigned. Origin Bank shall, in its discretion, modify or adjust the position to meet the Bank’s changing needs. This job description is not a contract and may be adjusted as deemed appropriate in the Bank’s sole discretion.

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Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, pregnancy, genetic information, disability, status as a protected veteran, or any other protected category under applicable federal, state, and local laws. Know Your Rights

Skills Required

  • Working knowledge of federal/state laws related to banking and lending practices.
  • Basic knowledge of computer applications: Internet, Outlook, Microsoft Word, Excel.
  • Ability to use bank-specific software such as MPC, IBS, ADP.
  • Bachelor's degree in Finance or Accounting.
  • Ability to interact and communicate appropriately with employees, customers, and supervisors; strong customer service skills.
  • Ability to perform essential physical tasks (sit, walk, lift up to 25 pounds) and use office equipment (scanners, photocopiers).
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The Company
HQ: Ruston, LA
686 Employees
Year Founded: 1912

What We Do

Member FDIC. Equal Housing Lender. With over 40 banking centers across Louisiana, Texas, and Mississippi, our mission is to passionately pursue ways to make banking and insurance more rewarding for our employees, customers, communities and shareholders.

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