Country Risk Senior Analyst - C12 - SINGAPORE

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Singapore, SGP
In-Office
Fintech • Financial Services
The Role

Whether you’re at the start of your career or looking to discover your next adventure, your story begins here.  At Citi, you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks.  We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning.  You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism.

Shape your Career with Citi

Citi Global Wealth (CGW) brings together the full power of Citi to serve the entire continuum of wealth clients, from affluent to ultra-high net worth to family offices.  The strategies we create help our clients maintain liquidity while maximizing yields, transact in foreign currency and across borders, and manage fluctuating expenses or cash flow.  We are uniquely suited to helping our clients meet their banking needs across regions through our global network.

Citibank serves as a trusted advisor to our retail, mortgage, small business and wealth management clients at every stage of their financial journey.  Through Citi's Access Account, Basic Banking, Citi Priority, Citigold and Citigold Private Client, we offer an array of products, services and digital capabilities to clients across the full spectrum of consumer banking needs worldwide. We’re currently looking for a high caliber professional to join our team as Country Risk Senior Analyst based in SingaporeBeing part of our team means that we’ll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future.

Country Risk Senior Analyst supports the Investment secured Portfolio for Asia South Wealth Business (across Onshore & IPB). Singapore CGCPC Investment Lending portfolio is the largest internationally and covers both GML (Margin/Investment Lending) and Insurance Premium Finance products.

This risk role is primarily responsible for supporting Risk System implementation, analytics and simplification / automation projects. The role involves regular interaction with Product Teams, Credit Operations, Operations and Technology functions, Regional/Global Risk management including Co-ordination with One Citi Credit Risk functions in Private Banking Business.

The position reports to Investment Lending Risk Head, Singapore in Citibank Singapore Ltd - Asia South (Wealth) Risk Management team.

Responsibilities:

  • Support critical projects related to regulatory initiatives(MAS, FDIC, CCAR) and regional/global data projects from a Credit Risk perspective including risk projects related to automation, streamlining and preparation of reports across various credit products.
  • Support system implementation and process enhancements with respect to various data across multiple products and retail formats for global, local reporting, Risk-Finance data convergence projects
  • Support the risk manager in adhoc analytics and projects related to alignment of credit program/policies with Citi Private bank (CPB) as part of Citi Global Wealth (CGW) strategic Initiative
  • Manage day-to-day project activities and engage closely with stakeholders to help align and roll-out CGCPC-CPB best in class client proposition related to Credit Risk areas like Automation/Simplification of Loanable Value, Credit review related processes working closely with product, operations teams.
  • Work with Credit Risk/Policy Manager to evaluate, analyze and recommend policy decisions related to credit underwriting, mark to market and credit collateral acceptance of marketable securities.
  • Work with Credit Risk/Policy Manager and stakeholders in the periodic updates of the credit program/policies.
  • Proactively seek to identify business reporting and analytical needs, streamline processes, and evaluate key drivers for monthly variances and trend analysis of various risk parameters.
  • Lead technology upgrades, enhance automation. Contribute to system changes, testing stages for system cutovers impacting Investment Secured Lending product.
  • Has the ability to operate with a limited level of direct supervision.
  • Can exercise independence of judgement and autonomy.
  • Continuously identify process improvements and efficiencies to support business unit goals through dissecting issues and making recommendations
  • Establish cross-functional partnerships and networks in order to support the execute cross-functional and business initiatives
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

  • 5-8 years of relevant experience
  • Bachelor's degree/University degree or equivalent experience
  • Excellent working knowledge of financial markets including investments, FX, and margin lending experience is a key differentiator
  • Able to rationalize logically and consistently demonstrate clear and concise written and verbal communication
  • Strong team player - You should be able to work effectively individually as well as effectively network with coworker from cross functional and multitask in a fast-paced environment
  • Good attitude, willingness to learn and possessing high integrity
  • Excellent verbal and written communication skills. Effective team player and interpersonal skills.
  • Ability to work under pressure, prioritize to meet deadlines.
  • Highly proficient in MS Office - (Excel, Access, PowerPoint)

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    Job Family Group:

    Risk Management

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    Job Family:

    Country Risk

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    Time Type:

    Full time

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    Citi is an equal opportunity and affirmative action employer.

    Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

    Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

    View the "EEO is the Law" poster. View the EEO is the Law Supplement.

    View the EEO Policy Statement.

    View the Pay Transparency Posting

    Citi Compensation & Benefits Highlights

    The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Citi and has not been reviewed or approved by Citi.

    • Healthcare Strength Benefits coverage is positioned as comprehensive, including health, dental, and vision insurance plus on-site clinics, prescription drug support, and disability coverage. Family-building support such as fertility assistance is described as a notable differentiator within the overall package.
    • Retirement Support Retirement benefits are framed as strong, highlighted by a 401(k) with matching and additional plan options like a Roth 401(k). Financial support is reinforced through discounts and broader financial guidance resources tied to the benefits ecosystem.
    • Wellbeing & Lifestyle Benefits Wellbeing support extends beyond insurance through programs like an Employee Assistance Program, counseling/legal resources, and gym or wellness reimbursement. These offerings increase the perceived total rewards value even when cash compensation sentiment varies by role.

    Citi Insights

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    The Company
    HQ: Kwun Tong, Kowloon
    223,850 Employees

    What We Do

    Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. We have 200 years of experience helping our clients meet the world's toughest challenges and embrace its greatest opportunities. We are Citi, the global bank – an institution connecting millions of people across hundreds of countries and cities.

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