Country Growth Manager

At Multitude, we’re more than just a listed European FinTech company—we’re a team driving financial innovation. We provide digital lending and online banking services that empower consumers, SMEs, and FinTechs to grow and succeed. Powered by our Growth Platform, we operate through three business units: Ferratum, offering seamless mobile banking for consumers; CapitalBox, providing flexible financing for SMEs; and Multitude Bank, supporting non-bank lenders and FinTechs.

In 2024, we achieved €263.7 million in revenue and €20.2 million in net profit, reflecting strong financial growth. With 700+ employees across 25 countries, we’re shaping the future of finance in 17 markets. Founded in 2005 in Finland, Multitude is listed on the Frankfurt Stock Exchange (MULT).

Ferratum, part of Multitude SE, is a leading digital consumer lending provider offering fast and flexible mobile financial solutions. Founded in 2005 in Finland, it operates in 13 countries, primarily in Europe. Using a proprietary financial platform, Ferratum enables real-time credit scoring and instant consumer credit access, ensuring responsible and seamless banking.

We are now looking for a dynamic and results-driven Country Growth Manager for Germany. This role requires a strategic thinker with a proven track record in growth and market development, capable of identifying opportunities and executing plans that deliver measurable impact. If you're passionate about scaling businesses and thrive in fast-paced environments, we want to hear from you! 

Key Responsibilities:

• Define, lead, and implement customer acquisition, marketing, and growth initiatives tailored to the German market. 
• Develop short- and long-term strategies for product growth and market development. 
• Leverage deep market insights to position credit card and installment loan products effectively, addressing customer needs and preferences. 
• Infuse local insights into marketing and product strategies to ensure market relevance. 
• Manage the channel mix and marketing budget with effective planning and control. 
• Monitor and optimize key marketing KPIs, taking proactive measures to meet targets. 
• Track and analyze ROMI metrics to assess marketing effectiveness. 
• Identify and cultivate key partnerships to drive profitable, meaningful collaborations. 
• Analyze market trends and adjust strategies based on insights and feedback. 
• Collaborate with product, risk, legal, and IT teams to drive product development and explore new business opportunities. 
• Target and acquire the right customer segments for sustained growth. 
• Plan and execute acquisition and retention marketing programs across multiple channels, working closely with internal teams and external partners (affiliates, brokers, SEM, SEO, Social, VOD). 
• Manage communication with customers through marketing automation, CRM, and PR. 
• Continuously monitor the performance of partnerships and brokers to ensure optimal results. 
• Uphold and strengthen the global brand image within Germany and its covered markets. 
• Collaborate with the UX/UI team to enhance onboarding processes. 
• Actively participate in daily scrums, sprint planning, reviews, and retrospectives. 

 Expected Skills and Experience:

• Fluent in German with strong proficiency in English for both written and spoken communication. 
• 4+ years of hands-on experience in business development and commercial marketing, ideally in FinTech, financial institutions, banking, or insurance sectors. 
• Comprehensive understanding of German market dynamics and regulatory requirements for banking and digital financial products. 
• Strong customer focus, with a deep understanding of market needs and the ability to prioritize customer-centric activities. 
• Proven ability to set clear targets and boundaries while driving successful execution. 
• A curious mindset, with an active external network to promote products effectively. 
• Expertise in tailoring credit products to meet market interests and needs. 
• Demonstrated success in driving growth through digital channels. 
• Ability to spot opportunities where others see routine business. 

 Competencies:
 

• Business creativity and strong negotiation skills. 
• Results-driven with a focus on achieving targets and driving growth. 
• Execution-focused with a commitment to timely delivery. 
• Business-oriented and analytical thinker. 
• Ability to break down complex problems and prioritize effectively. 
• Strong relationship-building skills. 
• Broad expertise in marketing and commercial strategies. 
• Self-starter with the ability to learn quickly and multitask in a fast-paced environment. 
• Excellent organizational and project management abilities. 

 We Offer: 

• A dynamic work environment within a fast-growing international finance company. 
• A friendly atmosphere with a supportive and collaborative team. 
• Flexible working hours with the option to work from home or in the office. 
• Opportunities for personal growth, idea implementation, and continuous professional development. 
• Access to LinkedIn Learning with over 8,000 courses. 
• A professional and attentive work environment focused on your success. 

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