Counsel

Our Purpose
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Counsel
Who is Mastercard?
Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential.
Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.
Mastercard's Consumer Products & Processing division comprises a broad range of product led programs, including our consumer credit, debit, prepaid product and issuer solutions teams, our issuer processing and prepaid program management business lines.
Overview
As Legal Counsel - Consumer Products & Processing you will be a key member of the legal team supporting this division, with a particular focus on Mastercard Prepaid Management Services in the Asia Pacific region.
Prepaid Management Services is a global prepaid card program services manager offering end-to-end program management services, including transaction processing, cardholder servicing, fraud monitoring, card and collateral design, card manufacture and card distribution. Prepaid card products include travel cards, gift cards, corporate cards and ticketing solutions across a number of different countries in Asia Pacific, North America, South America, Europe, Middle East and Africa. Our largest market is Asia Pacific where we have programs in Australia, New Zealand, Japan, Korea and India.
You will serve as a trusted business partner and a key member of the regional legal team. The role will be based in Sydney (St Leonards office and remotely) and you'll report to the Senior Managing Counsel, Consumer Solution, Core Payment (based in the UK) who has global legal responsibility for these divisions. The role also has a dual reporting into the Regional Senior Managing Counsel for Australasia.
Role
The role will require strong commercial and regulatory knowledge and experience in the financial services and payments sector. In this role you will support commercial initiatives including product development and innovation, and provide regulatory support in collaboration with Mastercard's compliance & regulatory affairs teams, including advice, research and the monitoring of changes in laws that impact our products, services and existing licenses (e.g. AFSL) for each of the markets in which we operate. The role will also require legal support in connection with product distribution, contract negotiation, risk analysis and risk management, cardholder, anti-trust and consumer laws and communications, marketing reviews, and strategic partnership and general advice in conjunction with responsible management, stakeholders, and business leaders' initiatives in the region.
The core responsibilities of this role are as follows:
• Participating as a key member of the Consumer Solutions & Processing legal team based in Asia Pacific driving innovation and growth of the products and services we offer• Entity management and working with our third-party provider to support company secretarial matters within the Asia Pacific region • Working closely with, advising and supporting the Compliance and Regulatory Affairs teams (and other key stakeholders) to ensure compliance with all applicable regulatory compliance and licensing requirements and Group policies and procedures, including providing advice with respect to legal requirements relating to the provision of financial services, privacy, trade practices, corporations and companies law, anti-money laundering and counter-terrorism financing• Working closely with the business' Product and Sales teams to advise on and support our, and our customers' products and services development & design, including end-to-end considerations to bring the products and services to market• Managing the engagement of, and the legal services provided by, external counsel with a view to ensuring efficiency, quality of services and cost-effectiveness• Advising key stakeholders of upcoming legislative developments and their potential impact on the business units and operations• Ensuring the business is provided with accurate, commercial and timely legal services• Preparing, reviewing and negotiating distribution agreements and other customer agreements • Preparing, reviewing and negotiating agreements with third party issuers, suppliers and other potential vendors and strategic alliance partners• Drafting and reviewing cardholder terms and conditions, marketing materials and other consumer-facing collateral including Product Disclosure Statements, terms and conditions and Financial Service Guides • Reviewing and providing legal advice on tender and RFP documents• Liaising with relevant departments to ensure legal and other risks have been identified and appropriate courses of action have been taken• Providing and interpreting legal information, design & conduct training and disseminating appropriate legal requirements to stakeholders• Working closely with other stakeholders within Mastercard (e.g. Privacy, IP, Public Policy, Litigation, Anti-Trust and Employment teams) • Advising and assisting other parts of the Global Consumer Solutions division and Mastercard generally in respect of various commercial, strategic and product development projects
All About You
• Bachelor of Laws or equivalent degree with current Australian practicing certificate.• Inhouse experience in a leading organisation or within private practice, with a proven track record in financial services, payments, regulatory compliance, contract negotiation and drafting.• Experience covering multiple jurisdictions, multiple large projects and competing priorities.• Excellent relationship management and communication skills.• The ability to identify and balance risk with results. • Ability to provide clear, concise and independent advice (orally and in writing) to senior level management and translate complex legal principles into tangible business consequences.• Ability to work independently, make practical, timely and solution-oriented decisions while demonstrating sound judgment throughout. • Value add approach to both internal and external relationships, together with a sense of urgency.• Strong relationship skills that drive customer-focused solutions.• Self-motivated with a strong sense of team.
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

• Abide by Mastercard's security policies and practices;
• Ensure the confidentiality and integrity of the information being accessed;
• Report any suspected information security violation or breach, and
• Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.