Role Summary
The SVP, Core Accounts Transformation Product Owner, defines and drives the strategy, execution, and performance of Core Accounts capabilities, with primary accountability for transaction processing, end-of-day (EOD) orchestration, reconciliation, and global deposit insurance and protection compliance.
This role leads large-scale global transformation initiatives, including defining the strategy and roadmap, while delivering resilient, compliant, and data-driven processing and control capabilities aligned with business, operational, and regulatory priorities.
Key Responsibilities
Strategic Product Leadership
- Define and execute the vision and strategy for Core Accounts capabilities, including transaction processing, end-of-day processing, reconciliation, and virtual wallet services, ensuring scalability, resiliency, and control.
- Manage overall product portfolio performance, with a focus on processing efficiency, reconciliation accuracy, in addition to regulatory compliance outcomes.
- Develop and maintain forward-looking roadmaps aligned to enterprise architecture, regulatory requirements (including deposit protection regimes), and client needs.
Transformation Execution & Delivery
- Lead end-to-end execution of transformation programs focused on modernizing transaction processing, EOD orchestration, and reconciliation capabilities across regions.
- Provide oversight across segment product owners, central program teams, and regional stakeholders to ensure alignment, delivery accountability, and consistency of processing and control frameworks globally.
- Drive development and implementation of product constructs supporting the full account lifecycle, including real-time and batch processing, EOD close, data distribution, and reconciliation workflows.
Product Development & Data-Driven Innovation
- Translate complex data attributes, transaction flows, and operational processes into robust product capabilities supporting high-volume processing and accurate reconciliation.
- Partner with technology and architecture teams to modernize platforms, including processing engines, data models, reconciliation tooling, and controls frameworks.
- Ensure data lineage, traceability, and integrity across transaction processing and reconciliation to support internal controls and regulatory requirements.
Risk, Governance & Financial Management
- Ensure compliance with global deposit insurance and protection regulations, including alignment to jurisdictional requirements (e.g., FDIC, FSCS, and other regimes as applicable).
- Maintain robust control frameworks for transaction processing, EOD balancing, and reconciliation accuracy, including oversight of breaks, exceptions, and remediation.
- Proactively assess and manage risks related to processing failures, reconciliation breaks, and regulatory exposure.
Cross-Functional Leadership & Influence
- Lead collaboration across technology, operations, legal, risk, and compliance teams to deliver end-to-end processing and control solutions.
- Build alignment across stakeholders on standardized global processing models, reconciliation frameworks, and deposit protection approaches.
- Serve as a senior point of accountability for transformation of core processing and data distribution.
Leadership Capabilities
- Strategic Product Leadership: Drives transformation of core processing, EOD, and reconciliation capabilities aligned to business and regulatory priorities.
- Operational & Control Excellence: Ensures robust, scalable transaction processing and reconciliation frameworks with strong risk and control foundations.
- Cross-Functional Influence: Aligns global stakeholders to deliver standardized, compliant, and resilient processing solutions.
Qualifications
- 10–15+ years of relevant experience in product management, product development, and/or transaction banking, with demonstrated success operating at scale in complex, global organizations.
- Proven ability to define, own, and execute product strategy, driving measurable business outcomes across product portfolios.
- Demonstrated experience leading large-scale transformation initiatives, including platform modernization and product rationalization.
- Strong business acumen, with experience managing product performance, delivering on time and on budget.
- Deep domain expertise in core accounts, payments, liquidity, or transaction banking, with the ability to translate client, market, and regulatory needs into scalable product solutions.
Education
- Bachelor’s/University degree required
- Master’s degree (e.g., MBA) or equivalent experience preferred
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
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Job Family Group: Product Management and Development------------------------------------------------------
Job Family:Product Performance Management------------------------------------------------------
Time Type:Full time------------------------------------------------------
Primary Location:Irving Texas United States------------------------------------------------------
Primary Location Full Time Salary Range:$144,480.00 - $216,720.00
In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
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Most Relevant Skills Please see the requirements listed above.------------------------------------------------------
Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------
Anticipated Posting Close Date:Jun 09, 2026------------------------------------------------------
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster.
Skills Required
- 10-15+ years of relevant experience in product management, product development, and/or transaction banking
- proven ability to define, own, and execute product strategy
- experience leading large-scale transformation initiatives
- strong business acumen
- deep domain expertise in core accounts, payments, liquidity, or transaction banking
Citi Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Citi and has not been reviewed or approved by Citi.
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Healthcare Strength — Benefits coverage is positioned as comprehensive, including health, dental, and vision insurance plus on-site clinics, prescription drug support, and disability coverage. Family-building support such as fertility assistance is described as a notable differentiator within the overall package.
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Retirement Support — Retirement benefits are framed as strong, highlighted by a 401(k) with matching and additional plan options like a Roth 401(k). Financial support is reinforced through discounts and broader financial guidance resources tied to the benefits ecosystem.
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Wellbeing & Lifestyle Benefits — Wellbeing support extends beyond insurance through programs like an Employee Assistance Program, counseling/legal resources, and gym or wellness reimbursement. These offerings increase the perceived total rewards value even when cash compensation sentiment varies by role.
Citi Insights
What We Do
Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. We have 200 years of experience helping our clients meet the world's toughest challenges and embrace its greatest opportunities. We are Citi, the global bank – an institution connecting millions of people across hundreds of countries and cities.
