Controller

Credit Genie is a mobile-first financial wellness platform designed to help individuals take control of their financial future. We leverage artificial intelligence to provide personalized insights and are building a financial ecosystem by offering tools and services that provide instant access to cash, and building credit. Our goal is to empower every customer to achieve long-term financial stability.

Founded in 2019 by Ed Harycki, former Swift Capital Founder (acquired by PayPal 2017). Backed by Khosla Ventures and led by industry pioneers from companies such as; PayPal, Square, and Cash App, we are well positioned to build the future of inclusive finance through cutting-edge technology and customer-centric solutions.

We are seeking a highly motivated and experienced Controller to join our rapidly growing FinTech company. As a Series B company, we are at a pivotal stage, expanding our operations, product offerings, and market reach. This role is critical in building out robust financial infrastructure, ensuring accuracy and compliance, and providing insightful financial reporting to support our continued growth and strategic decision-making.

Reporting directly to the Sr. Director of Finance, the Controller will be responsible for all aspects of accounting operations, financial reporting, internal controls, and tax compliance. This is a hands-on leadership role that requires a strategic thinker with a strong operational background, capable of managing a team and scaling processes in a dynamic, high-growth environment.

Financial Reporting & Close:

• Oversee and manage all aspects of the monthly, quarterly, and annual financial close process, ensuring accuracy, timeliness, and adherence to GAAP, include CECL for loan loss reserve / allowance and revenue recognition. 

• Prepare and review consolidated financial statements (P&L, Balance Sheet, Cash Flow) and supporting schedules for internal and external stakeholders.

• Manage and reconcile complex balance sheet accounts.

• Lead the preparation of audit schedules and serve as a key point of contact for external auditors and experience migrating from smaller audit firms to Big 4. 

• Experience with migration of an outsourced Accounting function to inhouse Accounting. 

• Support treasury functions, including cash flow forecasting and liquidity management.

Accounting Operations & Systems:

• Manage day-to-day accounting operations, including accounts payable, accounts receivable, payroll, and general ledger.

• Lead the migration from Quickbook to another more established GL system (NetSuite)

• Optimize and automate accounting processes and systems to improve efficiency and scalability (e.g., ERP implementation/optimization, expense management, billing systems).

• Develop and implement accounting policies and procedures to ensure strong internal controls and compliance.

• Oversee banking relationships and cash management activities.

Internal Controls & Compliance:

• Develop the finance infrastructure needed for future audits and a potential IPO readiness path

• Design, implement, and maintain a robust internal control framework to safeguard company assets and ensure the integrity of financial data.

• Ensure compliance with all relevant accounting standards, regulatory requirements (e.g., FinCEN, state money transmitter licenses, etc., depending on your specific FinTech product), and tax laws.

• Lead efforts related to audit readiness and act as the primary liaison for financial audits.

• Public company accounting experience (SOX compliance knowledge).

• Knowledge of specific FinTech regulations and compliance requirements (e.g., money transmitter licenses, KYC/AML).

Team Leadership & Development:

• Recruit, mentor, and develop a high-performing accounting team.

• Foster a culture of accountability, continuous improvement, and professional growth within the finance function.

• Provide guidance and support to direct reports, ensuring timely and accurate completion of tasks.

Strategic Support:

• Collaborate closely with other departments (Operations, Product, Sales, Legal) to provide financial insights and support business initiatives.

• Assist the Sr. Director of Finance with financial modeling, forecasting, budgeting, and ad-hoc analysis as needed to support strategic decision-making.

• Bachelor's degree in Accounting, Finance, or a related field.

• CPA designation required.

• 10+ years of progressive accounting experience, with at least 3-5 years in a Controller or Assistant Controller role.

• Strong understanding of GAAP (US GAAP required).

• Proven experience scaling accounting operations and implementing/optimizing financial systems (e.g., NetSuite).

• Demonstrated ability to build, lead, and mentor a high-performing accounting team.

• Excellent analytical, problem-solving, and decision-making skills.

• Strong communication and interpersonal skills, with the ability to effectively collaborate with all levels of the organization.

• Proactive, detail-oriented, and able to thrive in a fast-paced, ever-changing environment.

• Experience with internal controls and audit management.

Our goal is to provide a comprehensive offering of benefits and perks that promote better financial, mental, and physical wellness.

We believe working alongside each other in person is the best way to build a great product and foster a strong company culture. Our expectation is that employees are in the office five days a week, allowing for optimal collaboration, inclusivity, and productivity. At the same time, we understand that life happens and recognize the importance of flexibility. We are committed to supporting our employees when circumstances arise that require remote work or adjusted schedules. Our goal is to ensure everyone can effectively balance personal and professional responsibilities while maintaining our collaborative and productive environment.

Here are some highlights of our benefits and perks offerings, feel free to ask your recruiting partner for more details on our comprehensive offering for employees.

• 100% company-paid medical, dental, and vision coverage for you and your dependents on your first day of employment. 

• Monthly fitness reimbursement up to $100 or a full membership to LifeTime Fitness

• 401(k) with a 2.5% match and immediate vesting 

• Meal program for breakfast, lunch, and dinner

• Life and accidental insurance

• Flexible PTO

Your actual level and base salary will be determined on a case-by-case basis and may vary based on the following considerations: job-related knowledge and skills, education, and experience. Base salary is just one part of your total compensation and rewards package at Credit Genie. You may also be eligible to participate in the bonus and equity programs. You will also have access to comprehensive medical, vision, and dental coverage, a 401(k) retirement plan with company match, short & long term disability insurance, life insurance, and flexible PTO along with many other benefits and perks.

Credit Genie is a proud Equal Opportunity Employer where we welcome and celebrate differences. We are committed to providing a workspace that is safe and inclusive, where everyone feels supported, connected, and inspired to do their best work. If you require any accommodations to participate in our recruitment process, please inform us of your needs when we contact you to schedule an interview.