Consumer Small Business Product Manager

Posted Yesterday
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Richardson, TX, USA
In-Office
Senior level
Fintech
The Role
Own the end-to-end lifecycle, strategy, profitability, pricing, and performance of consumer card products. Lead market research, partnerships, customer feedback initiatives, go-to-market planning, and cross-functional product delivery. Collaborate with marketing, sales, operations, and technology teams while mentoring junior employees and ensuring products meet customer and financial objectives.
Summary Generated by Built In

 

Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people’s success — today and tomorrow.  

 

While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment — investing the time and resources to understand our clients’ immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital, we do more than build business success. We build long-lasting relationships. 

 

Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO). 

 

Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to The Dallas Morning News’ Dallas-Fort Worth metroplex Top Workplaces 2023 and GoBankingRate’s 2023 list of Best Regional Banks. For more information about joining our team, please visit us at www.texascapitalbank.com. 

 

Responsibilities

  • Oversee the end-to-end lifecycle of all consumer card products, including development, launch, and ongoing management.
  • Define and implement product strategies to drive growth, engagement, and profitability.
  • Conduct market research and competitive analysis to identify trends, opportunities, and areas for improvement.
  • Own the P&L for all consumer card products, ensuring financial targets are met or exceeded.
  • Develop pricing strategies and promotional campaigns to maximize revenue and profitability.
  • Monitor product performance and implement corrective actions as necessary.
  • Identify, negotiate, and manage strategic partnerships to enhance the value proposition of Bask Bank
  • Develop and maintain strong relationships with key partners to ensure successful collaboration and mutual benefit.
  • Collaborate with internal stakeholders, including marketing, operations, and technology, to ensure seamless integration and execution of partnership initiatives.
  • Champion the voice of the customer, ensuring that product & partnership offerings meet customer needs and exceed expectations.
  • Implement feedback loops and customer insights to continuously improve product offerings and customer experience.
  • Lead cross-functional teams to drive product initiatives and ensure timely delivery of projects.
  • Collaborate with marketing, sales, and operations teams to develop go-to-market strategies and support product launches.
  • Mentor and develop junior team members, fostering a culture of innovation and excellence.

Qualifications

  • Minimum of 7 years of experience in product management, preferably within the financial services industry.
  • Demonstrated success in managing consumer card products and driving profitability.
  • Experience in managing strategic partnerships and collaborating with cross-functional teams.
  • MBA preferred, with a focus on business, finance, or a related field.
  • Strong analytical and problem-solving skills, with the ability to interpret complex data and make informed decisions.
  • Excellent communication and interpersonal skills, with the ability to build relationships and influence stakeholders at all levels.
  • Proven ability to manage multiple projects simultaneously and deliver results in a fast-paced environment.
  • Deep understanding of digital banking trends and consumer behavior.

The duties listed above are the essential functions, or fundamental duties within the job classification.  The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.Texas Capital is an Equal Opportunity Employer. 

Skills Required

  • Minimum of 7 years of experience in product management, preferably within financial services
  • Demonstrated success managing consumer card products and driving profitability
  • Experience managing strategic partnerships and collaborating with cross-functional teams
  • MBA with a focus on business, finance, or a related field
  • Strong analytical and problem-solving skills
  • Excellent communication and interpersonal skills
  • Ability to manage multiple projects simultaneously and deliver results in a fast-paced environment
  • Deep understanding of digital banking trends and consumer behavior

Texas Capital Bank Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Texas Capital Bank and has not been reviewed or approved by Texas Capital Bank.

  • Retirement Support A company 401(k) with matching contributions is repeatedly characterized as good, reinforcing the value of the retirement program. Employer match and related financial supports are highlighted as competitive components of the package.
  • Leave & Time Off Breadth PTO and paid holidays are characterized as solid to generous, with accruals that can increase with tenure or vary by level. Time off is frequently cited as a strong element of the overall package.
  • Wellbeing & Lifestyle Benefits Wellness programs, educational assistance, and paid parking expand support beyond core insurance, adding convenience and development value. Ancillary perks complement the standard medical, dental, and vision coverage.

Texas Capital Bank Insights

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The Company
HQ: Dallas, TX
2,100 Employees
Year Founded: 1998

What We Do

Our expert bankers are committed to helping your business build and grow. Equipped with experience-based insights and a proven record of implementing custom solutions for clients, we can help you with a suite of business lending, investing and financial management services that see you through every step of the way. Our client-centric culture thrives because we attract, develop and engage the most experienced and diverse experts in their fields. Over the years, we've developed a supportive culture that values collaboration, rewards performance and respects the well-being of its team members. We know our people are our greatest asset, so we give them the resources and support they need to be successful. Our personal approach has enabled us to deliver exceptional value for our clients for more than two decades — an achievement we’re proud to continue. Explore a career at Texas Capital Bank: https://www.texascapitalbank.com/who-we-are/careers Texas Capital Bank is a wholly owned subsidiary of Texas Capital Bancshares, Inc. (NASDAQ®: TCBI). For more information, please visit www.texascapitalbank.com. Member FDIC. NASDAQ®: TCBI. Equal Housing Lender. Texas Capital Bank and its subsidiaries are equal opportunity employers and do not discriminate on the basis of any protected trait including sex, sexual orientation, gender identity, race, ethnicity, disability, or veteran status. Please view our EEO Policy to learn more: https://www.texascapitalbank.com/equal-employment-opportunity-policy

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