Consumer Collector

Posted 2 Days Ago
Be an Early Applicant
3 Locations
In-Office
Entry level
Financial Services
The Role
Conducts collections for delinquent unsecured consumer loans, including member outreach, account research, payment counseling, legal collections, charge-off processing, settlements, loan modifications, and account maintenance. Ensures compliance with collection laws and internal policies, coordinates with third-party vendors, manages delinquency risk, and assists with training new staff.
Summary Generated by Built In

Members Achieve More isn't just a tagline for us, it's part of everything we do!  We're looking for passionate individuals to join our team to help us maintain that focus every day.  Want to work somewhere that's remained strong for 90 years, that encourages you to learn, grow, and pursue your dreams? If yes, then read on...

The Consumer Collector is responsible for conducting collection functions to reduce overall delinquency and prevent losses. Consumer Collectors will work to proactively reduce delinquency in the unsecured loan portfolio in accordance with the Credit Union’s policies and procedures while maintaining compliance with all state and federal collection laws and regulations. This position performs outreach to members with delinquent unsecured loans, and other departmental duties including but not limited to charge-off loan processing, settlement maintenance, loan modification processing, account maintenance, and other unsecured account functions.
Schedule: Monday - Friday, 10:00am - 6:00pm. Every third Saturday, 8:00am -. 4:00pm with one weekday off that week.

In this position, you will

  • Member Contacts: Handles incoming member contacts (calls, emails, etc.) and makes outbound calls. Processes legal collections work. Remains proficient in various areas of collections.
  • Delinquency Management: Manages delinquent accounts according to Collection Policy and Procedures. Analyzes and maintains past-due consumer loans to prevent further delinquency. Researches and analyzes accounts using collections software and other sources. Counsels members on reduced and deferred payments.
  • Legal Compliance and Risk Management: Ensure compliance with relevant laws and regulations and manage risks within assigned responsibilities.
  • Vendor Interaction: Ensures satisfactory work production with third-party vendors.
  • Training and Development: Assist in training new staff.
  • Other duties as assigned.

Qualifications:

High School (Required)

Any equivalent combination of experience and education. | Required

Skills Required

  • High school education
  • Equivalent combination of experience and education
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The Company
927 Employees
Year Founded: 1934

What We Do

PSECU, also known as the Pennsylvania State Employees Credit Union, is a not-for-profit, state-chartered, digital-first credit union headquartered in Harrisburg, Pennsylvania. Founded in 1934, it serves as a full-service financial institution offering products such as savings, checking, and loans. Its mission is to help members and their families achieve a better life through a member-centric, community-focused approach to banking.

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