Southeast Toyota Finance (SETF) Commercial Operations is seeking a Commercial Credit Compliance & Systems Analyst to support both credit risk management and operational compliance. The ideal candidate will have a background in commercial lending, familiarity with automotive or dealer financial statements, and possess strong attention to detail and analytical skills. This role supports policy adherence, assists analysts and dealers with loan packages, and enhances operational efficiency through automation and data visualization.
Responsibilities:
Review floorplan and loan documents for accuracy and compliance.
Update monthly risk class scores to match the system of record.
Oversee system installations, testing, training, and maintenance.
Maintain and reconcile UCC and Insurance logs with CT Lien records and insurance certificates.
Audit review schedules, floorplan audit schedules, floorplan advice, and system user access.
Support internal and external audits.
Prepare and review month-end and scheduled reports.
Deliver ad-hoc risk-related reporting and presentations.
Audit expenses related to system vendors, legal invoices, and department expenses.
Review post-funding loan files and track resolution.
Review and update policies and procedures every two years.
Maintain task lists and update systems for dealer realignments and associate changes.
Ensure compliance with retention policies.
Update and communicate the Business Continuity Plan.
Manage department security, including system and physical access.
Qualifications:
Bachelor’s degree in Business, Finance, Accounting, or equivalent work experience.
Knowledge of automotive dealer commercial credit operations, including financial statements and commercial loan documentation.
Proficiency in Microsoft Office Suite, especially Excel, PowerPoint, and Power BI.
Experience in data mining, reporting automation, and workflow design.
Strong attention to detail and analytical/problem-solving skills.
Great verbal and written communication.
Strong communication and project management skills are essential for cross-functional collaboration and vendor management.
Self-motivated with strong time management and organizational skills.
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This job description may not be inclusive of all assigned duties, responsibilities, or aspects of the job described, and may be amended at any time at the sole discretion of JM Family. All work arrangements are subject to associate performance, business need and manager discretion, and may be revised as necessary.
JM FAMILY IS PROUD TO BE AN EQUAL OPPORTUNITY EMPLOYER
JM Family Enterprises, Inc. is an Equal Employment Opportunity employer. We are committed to recruiting, hiring, retaining, and promoting qualified associates without regard to age, race, religion, color, gender, sex (including pregnancy, childbirth and related medical conditions), sexual orientation, gender identity, gender expression, mental or physical disability, national origin, marital status, citizenship, military status, genetic information, veteran status, or any other characteristic protected by federal, state, provincial, or local law.
DISABILITY ACCOMMODATIONS
If you have a disability and require a reasonable accommodation to complete the job application process, please contact JM Family’s Talent Acquisition department at [email protected] for assistance. If you have an accommodation request for one of our recruiting events, please notify us at least 72 hours prior so that we may provide assistance.
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What We Do
JM Family Enterprises, Inc. was founded by automotive legend, Jim Moran in 1968. It is a privately held company with $16 billion in revenue and more than 4,500 associates. Rooted in automotive and united in its strong culture and core values, JM Family is in the business of helping other businesses succeed. As a long-term partner, it is invested in its companies, associates and its communities. Driven by exceptional performance, current subsidiaries are in the automotive, financial services and franchising industries. Its family of companies includes: Southeast Toyota Distributors, the world’s largest independent distributor of Toyota vehicles; JM&A Group, a company committed to improving automotive dealers’ performance by offering Finance & Insurance products and services, dealership training and consulting; World Omni Financial Corp. (dba Southeast Toyota Finance), a captive financial services company driven to delivering an exceptional dealership and customer experience for Toyota customers in the Southeast; JM Lexus, one of South Florida’s leading Lexus dealers; DataScan, a provider of solutions for wholesale asset financing and inventory risk management; and Home Franchise Concepts, a multi-brand franchise network consisting of Budget Blinds, Tailored Living featuring PremierGarage, Concrete Craft, AdvantaClean, Kitchen Tune-Up, Bath Tune-Up and Two Maids & A Mop. JM Family has earned various awards for its culture, products and services, including 23 consecutive years on Fortune’s 100 Best Companies to Work For list.
