Compliance Specialist

Job Description:

At Remitly, we believe everyone deserves the freedom to access, move, and manage their money wherever life takes them. Since 2011, we've tirelessly delivered on our promise to customers sending money globally, providing secure, simple, and reliable ways to manage their money, ensuring true peace of mind. Whether it's supporting loved ones back home, growing a business across continents, or pursuing new opportunities abroad, we're not just here to move money— we're here to move our global customers forward.
We're looking for builders, reimaginers, and global thinkers who want to work at the intersection of technology, trust, and transformation. If that's you and you're ready to do the most meaningful work of your career—we invite you to join over 2,800 passionate Remitlians worldwide who are united by our vision to transform lives with trusted financial services that transcend borders.

About the Role:

Our Risk and Compliance teams are a cornerstone of our business, and we are looking for an Anti-Money Laundering (AML) Compliance Specialist to ensure we follow internal AML policies, regional financial crimes regulations, and meet partner expectations.

As an Exchange Broker working as an online money transmitter, Remitly is growing while maintaining high customer service, performance and compliance standards. Remitly is a licensed financial services company in several jurisdictions, including Brazil. Each of these jurisdictions requires, among other items, that Remitly maintain a comprehensive Anti-Money Laundering, Counter-Terrorist Financing and Fraud Investigative program. The Compliance Specialist will be a subject matter expert in our policies and procedures, as well a mentor and expert for the team. Presenting cases to our compliance officers, responding to law enforcement and BACEN requests, leading SAR filings, and developing and updating our current SOPs will be an integral part of the role.

This role is based in our office in São Paulo, Brazil and will report to the Senior Manager for STAR Operations.

You Will:

• Work within our AML Operations team. This function will review and investigate transaction monitoring alerts that may be related to money laundering or fraud. You will then draft, review, and file suspicious activity reports with the relevant financial intelligence units.

• Monitor regulatory developments and industry trends and suggest updates to the AML program.

• Identify customer-related trends, patterns and issues associated with money laundering, terrorist financing and other unwanted and fraudulent transaction activity.
• Evaluate our transaction monitoring program to confirm Remitly is monitoring its customer base for compliance with the terms of its user agreement and regulatory requirements.
• Ensure we are compliant with our Anti-Money Laundering policies and procedures.
• Review referrals from other sources such as law enforcement, other entities from Remitly or other financial institutions.
• Learn and share knowledge in a global team environment, train and mentor more junior team members.
• Identify potential gaps within the program and assist with remediation and improvement projects.
• Be a key player in interactions with the Central Bank, supporting the MLRO as the main representative from the STAR team in the country.
• Be able to provide quality feedback for the first line of defense in order to enhance our results and have more accurate escalations.

You Have:

• 4+ years of experience investigating unusual activity and filing of regulatory reports related to AML, CTF, Fraud Investigations at a regulated financial institution.
• 1+ years of leadership experience, either as a manager, mentor, or trainer, and are comfortable teaching and mentoring more junior staff.
• Substantive knowledge of AML and fraud regulations and related typologies within the fintech and Exchange Broker industries.
• Demonstrative ability in identifying and analysing patterns in transactional behaviour and determining if regulatory reporting is required.
• Experience drafting new standard operating procedures and uplifting existing SOPs, especially to help incorporate new product development or regulatory guidance.
• Previous experience supporting regulatory requests for information .
• Proven ability in contributing to operational compliance programs.
• Must have a relevant industry (Specialist-Level) Certification, such as CAMS or similar.
• Direct experience in fintech preferred.
• Fluency in written and spoken Portuguese and English are essential for this role. Proficiency in Spanish, Japanese and/or Hebrew is an advantage, though not required.

Our Benefits:

• Medical, Dental & Vision via CarePlus
• Life Insurance 2x earnings
• Income Protection 24x monthly earnings
• Employee Stock Purchase Plan (ESPP) available for eligible employees
• Mental Health & Family Forming Benefits
• Continuing education and travel benefits

Our Connected Work Culture: Driving Innovation, Together

At Remitly, we believe that true innovation sparks when we come together. Our Connected Work Culture fosters dynamic in-person collaboration, where ideas ignite and challenging problems find solutions faster. For corporate team members, we have an in-office expectation of at least 50% of the time monthly, typically achieved by coming in three days a week. This creates a consistent, meaningful overlap that supports team norms and business needs. Managers also have the flexibility to set higher expectations based on their team's specific needs. These intentional in-office moments are vital for deepening relationships, fueling creativity, and ensuring your impact is felt where it matters most.

Remitly is an E-Verify Employer

At Remitly, we are dedicated to ensuring that our workplace offers equal employment opportunities to all employees and candidates, in full compliance with applicable laws and regulations.

Remitly is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.