Rapyd has unified payments, payouts and fintech on one worldwide platform, and we’re assembling the world’s best team to liberate global commerce. With offices in Tel Aviv, Amsterdam, Singapore, Iceland, London, Dubai, Hong Kong, LATAM and the U.S., the opportunities at Rapyd are limitless.
We believe in straight talk, quick decisions, strong execution and elegant solutions. Rapyd is where hard work pays off and careers take off. Join us and let’s build the future of fintech together.
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About the Role
We are seeking a highly driven Compliance Specialist to own and elevate our regulatory framework in Brazil. Sitting at the intersection of fintech, regulatory compliance, and data privacy, you will serve as the subject matter expert on Brazilian financial legislation, payment ecosystem regulations, and data privacy laws (LGPD). Operating as an Individual Contributor, you will navigate complex local frameworks to safeguard our operations and support Rapyd’s rapid growth across the region.
AI at Rapyd
We're at the point where AI handles the repetitive heavy lifting — and we're looking for someone already thinking that way. Whether it's accelerating complex regulatory research, synthesizing BACEN directives, or automating policy documentation to focus on strategic risk management, if you've ever caught yourself optimizing routine compliance workflows before anyone asked you to, you'll fit right in here.
What You’ll Do
- Serve as the primary subject matter expert on Brazilian financial laws, Central Bank of Brazil (BACEN) regulations, LGPD, and local payment ecosystem standards, specifically focusing on payment aggregators (credenciadores/subcredenciadores).
- Manage integration dynamics, regulatory reporting, and compliance operational flows with financial market infrastructures (IMFs), including CERC and CIP (Núclea) for credit card clearing and receivables registration.
- Monitor, interpret, and implement local regulatory changes, assessing impact and ensuring full operational readiness.
- Manage regulatory relationships, audits, and official inquiries with local authorities and financial ecosystem partners.
- Draft, review, and maintain local compliance policies, internal controls, data privacy documentation, and commercial agreements.
- Oversee anti-money laundering (AML), counter-terrorist financing (CTF), and know-your-customer (KYC) frameworks tailored to Brazilian requirements.
- Partner directly with global Legal and Risk teams to align local operations with Rapyd's overall strategic vision.
- Regulatory Expertise: Deep knowledge of the Brazilian regulatory landscape, BACEN directives, LGPD, and payment aggregator operational models (credenciamento/subcredenciamento).
- Clearance & Settlement Experience: Hands-on experience dealing with credit card settlement systems and receivables registrars, specifically CERC and CIP (Núclea).
- Track Record: Demonstrated success in a Compliance, Legal, or Regulatory role within a fintech, payment institution, or high-growth financial service provider in Brazil.
- Execution & Autonomy: Strong Individual Contributor mindset—capable of driving end-to-end legal, regulatory, and compliance initiatives independently without requiring a team of direct reports.
- Language & Presence: Fluent in Portuguese and English (written and verbal). Role is based full-time in-office following Rapyd's 5-day office-first model.
Nice to Have
- Active membership or qualification with the Ordem dos Advogados do Brasil (OAB).
- Previous experience supporting licensing processes or direct audits with BACEN and local banking partners.
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Skills Required
- Deep knowledge of Brazilian financial regulations, BACEN directives, LGPD, and payment aggregator operational models
- Hands-on experience with credit card settlement systems and receivables registrars, specifically CERC and CIP (Nuclea)
- Previous Compliance, Legal, or Regulatory experience within a Brazilian fintech, payment institution, or financial services provider
- Ability to independently drive end-to-end legal, regulatory, and compliance initiatives
- Fluent Portuguese and English, written and verbal
- Full-time in-office availability under a five-day office-first model
- Active OAB membership or qualification
- Experience supporting licensing processes or audits with BACEN and local banking partners
What We Do
Build Bold. Liberate global commerce with all the tools your business needs to create payment, payout and fintech experiences everywhere. Around the world, customers want to pay in a thousand different ways. Businesses and consumers want to get paid faster. And developers want to build new products and possibilities. Rapyd makes it happen, giving you more ways than anyone to make fintech work for your business. With Rapyd, your business can accept and send payments to just about anyone—faster, cheaper and easier. And Rapyd clients see an average of 196% return on investment and spend 70% less time managing payments. Whether you’re building an app, selling a product, sending payments or doing a little of everything, Rapyd has solutions that let you boldly do what you do best. • Send and receive funds • Add hundreds of payment methods worldwide • Issue prepaid virtual and physical cards • Simplify money management and foreign exchange • Integrate fintech with APIs
